China Heavy Duty Truck Finance Co., Ltd. has started auto financing leasing business, and the first batch of pilot work is progressing smoothly. The launch of this business is a further promotion and enrichment of the original automobile consumption loan business of China Heavy Duty Truck Finance Company. It is another measure to continuously strengthen the innovation of new products according to the needs of the market and users, which meets the capital needs of dealers and users and breaks through the capital bottleneck that has restricted end users from buying heavy vehicles for a long time. Users can own the leased property with a small amount of money, and the lease period can be long or short, which is convenient and flexible, and will play a positive role in promoting the automobile sales of the group.
China Heavy Duty Truck Finance Company strengthens the business and risk control training for regional consumer credit personnel.
In order to improve the overall quality of auto finance business personnel in various regions and strengthen risk awareness, China Heavy Duty Truck Finance Company has trained the business personnel of branches and dealers in various regions on auto finance knowledge and risk control. The finance company organized systematic training on the comprehensive credit and consumer credit business of new guarantors of truck sales company Ningxia Branch and Ningxia Hefeng Automobile Trading Co., Ltd.
The leaders of China Heavy Duty Truck Finance Company went deep into Northeast China to understand the consumer credit market.
1October 26th, 10, Song Qidong, Chairman of China National Heavy Duty Truck Finance Company, and Tian, Executive Deputy General Manager, went to Heilongjiang to inspect the development and market situation of consumer credit. The finance company and his party made a four-day field trip to the local distribution units in Heilongjiang. In the meantime, we had a discussion with the chairman of Harbin Heli Heavy Truck Sales Co., Ltd. The two sides reviewed their cooperation in consumer credit in the past year and discussed in depth the possibility of developing consumer credit in the export trade of heavy truck products to the Russian market.
65438+1From October 27th to 29th, Song Qidong and Tian and his party visited Yichun Jingdawei Automobile Trading Co., Ltd. and Qiqihar Automobile Trading Co., Ltd., which were newly granted credit from August to September this year, and got a deep understanding of their economic strength and mortgage ability.
China Heavy Duty Truck Finance Co., Ltd. held talks with the huge automobile trading group on the development of automobile finance business.
Song Qidong, chairman of China Heavy Duty Truck Finance Company, and Tian, executive deputy general manager, and his party went deep into the huge automobile trade group and had a discussion and exchange with Yang Jiaqing, vice chairman of the company, and other relevant leaders on the cooperation of consumer credit business. Pangda Group is one of the largest distributors of heavy truck products in China, and has made outstanding contributions to the sales of heavy truck products and the development of consumer credit business. During the discussion, the two sides discussed the future cooperation in auto finance business and the business development next year. China Heavy Duty Truck can make full use of the heavy truck sales platform of the huge group, strengthen the development of financial products of China Heavy Duty Truck, strengthen and expand the auto finance business of financial companies, and cooperate closely to achieve a win-win situation.
China Heavy Duty Truck Finance Company went deep into Ningxia to investigate the consumer credit market.
In order to implement the second venture plan, China Heavy Duty Truck Finance Company accelerated the development of consumer credit business, expanded the consumer credit market, and promoted the sales of China Heavy Duty Truck products. Tian and his party, executive deputy general manager of China National Heavy Duty Truck Finance Company, conducted a field survey on the consumer credit market of China National Heavy Duty Truck Finance Company in Ningxia. Wang Huaxing, manager of truck sales branch of National Heavy Duty Truck Company, and Liu, manager of Yinchuan branch of special purpose vehicle company, respectively introduced the market demand and consumer credit business of Ningxia Heavy Duty Truck products. Through the in-depth investigation and understanding of mining areas and distribution units in the past two days, I have mastered the first-hand information on the development of consumer credit business of Ningxia Finance Company. And with the support of consumer credit of financial companies, it promoted the sales of 25 overlord cars in heavy truck mines.
Sinotruk Finance Company promoted 30 70 harvesters to enter Zhengzhou market with consumer credit.
Henan Zhengzhou Yafei Automobile Chain Co., Ltd. purchased 80 Model 70 harvesters produced by Sinotruk in the early stage, which was mainly used for its unit to contract the coal mine project of Xinjiang Hami Poly Group. With the progress of the project, the original purchased vehicles can no longer meet the needs of the project. In order to speed up the project progress, another 30 harvesters are urgently needed. However, due to the tight liquidity of the company, it is impossible to purchase 70 harvesters in full. Therefore, upon the company's application, China National Heavy Duty Truck Finance Company inspected it, and made full use of the automobile consumption credit business and gave it credit support to ensure the engineering needs of users. The completion of this business fully reflects the important role played by the auto finance business of finance companies in promoting the sales of heavy truck products.
The leaders of China Heavy Duty Truck Finance Company went to Henan to inspect the consumer credit market.
165438+1October 14 to16, Tian, the executive deputy general manager of China National Heavy Duty Truck Finance Company, and the deputy manager of Auto Finance Center conducted market research on Henan consumer credit market. The research team visited a number of distribution units to understand the demand of local dealers and users for automobile consumption loans, and discussed the characteristics and advantages of automobile consumption loans with credit units. From the chairman of Zhengzhou Yafei Automobile Chain Co., Ltd., I learned about the use of 30 "70 harvesters" purchased by the finance company in the early stage. Through in-depth discussions between the two sides, it is basically determined that 56 dump trucks will be purchased in the form of mortgage or pledge in the near future.
On the basis of in-depth market research, finance companies will speed up the marketing of consumer credit business and promote the sales of heavy truck products.
Hu Xiaolian, Vice President of China People's Bank, and his party went to China Heavy Duty Truck for investigation.
Hu Xiaolian, Vice President of China People's Bank Head Office, Zhang Xiaohui, Director of Monetary Policy Department, Mei Chin and others went to Shandong to investigate the current economic and financial situation, and accompanied by relevant leaders of Jinan Branch of the People's Bank of China, they went to China Heavy Duty Truck for a discussion. Ma Chunji, Chairman of China National Heavy Duty Truck Group, and other relevant leaders of the group attended the discussion.
Vice President Hu Xiaolian and his party also attended the symposium on the work of some financial institutions organized by Jinan Branch of the People's Bank of China to listen to opinions and suggestions on economic and financial operation and the regulation of money and credit. Han Wenjie, general manager of China National Heavy Duty Truck Finance Company, on behalf of China National Heavy Duty Truck Finance Company, reported the overall operating situation in 20 1 1 and the main characteristics and difficulties of the credit operation of the finance company under the current situation, and combined with the reality of the finance company, put forward some inclined support suggestions for the central bank's differential deposit reserve ratio and rediscount scale. President Hu focused on the operating characteristics of financial companies, the implementation of deposit and loan interest rates, and the financial support of credit funds to upstream and downstream customers of heavy duty truck, especially small and medium-sized enterprises. At the symposium, President Hu put forward specific analysis and requirements on the current international and domestic economic situation, monetary policy, credit supply, industrial structure adjustment, increasing credit supply for weak links such as small and micro enterprises and agriculture, rural areas and farmers, meeting the capital needs of key projects under construction and continuous construction in the country, supporting the construction of affordable housing projects and the transformation of financial institutions' operating methods, and strengthening risk prevention and credit management.
China Heavy Duty Truck Finance Company actively explores providing financial support for automobile export business.
2011165438+1On October 26th, Song Qidong, Chairman of China National Heavy Duty Truck Finance Company, and Li Yuzhi, Manager of Auto Finance Center, and his party visited Beijing Hongda Jiyuan Automobile Sales Co., Ltd. and had in-depth exchanges with leaders of Hongda Jiyuan Company on cooperation matters. First of all, Mr. Yin of HTC Times Company expressed his heartfelt thanks to China Heavy Duty Truck Finance Company for its financial support for the sales of HTC in auto time. Subsequently, Mr. Yin introduced the sales and services of Hongda Jiyuan Company at home and abroad, as well as the close cooperation with China Railway Group, China Land Group and other large group enterprises in export business, and expressed his ardent expectation for financial support from China Heavy Duty Truck Finance Company in vehicle export business. The finance company and HTC Times * * * Company conducted in-depth discussions on issues related to providing financial support for automobile export business.
Providing financial services for the vehicle export business of heavy truck products is an important business development point of finance companies. Although the automobile export financing business has more complicated risk factors than the domestic loan business, as long as the loan risk is controllable and there is demand in the market, the finance company should provide financial support. In the next step, finance companies will actively explore, select group enterprises with strong strength and good risk control ability as the pilot objects, provide financial services on the premise that risk control measures are in place and operation procedures are standardized, and actively explore a channel to provide financial services for heavy-duty automobile export products.
China Heavy Duty Truck Finance Company held an auto finance promotion meeting in Shanxi and Shaanxi.
20111116. China national heavy duty truck finance co., ltd and Taiyuan branch, a huge group, jointly held a promotion meeting on consumer loans in Shanxi and Shaanxi. Responsible persons of Shanxi and Shaanxi branches and related departments, managers of Taiyuan Branch of China Heavy Duty Truck Sales Company and responsible persons of all districts, and responsible persons of Taiyuan Business Department of Auto Finance Center of China Heavy Duty Truck Finance Company attended the meeting.
At the meeting, Li Yuzhi, manager of the auto finance center of the finance company, focused on the auto finance business launched by the finance company, especially the newly launched financial leasing business. At the same time, the problems raised by dealers in consumer loans, such as guarantee procedures, operating license, interest rate, unlisted car loans, vehicle insurance, loan time and so on, were answered. , and explained in detail the operation process of financial leasing business and the advantages of financial leasing. This auto finance business promotion meeting will accelerate the development of auto finance business of China Heavy Duty Truck and promote the sales of China Heavy Duty Truck products. It will play a positive role in the opening of the auto finance market in the two places.