These are similar to pyramid schemes. The purpose is to make salesmen have a abnormal sense of belonging, and then let them rush out to buy insurance shamelessly. Because of this, the salesman and the company will form a small circle, and then they will no longer listen to the language against insurance. Generally speaking, this is part of the brainwashing plan.
Foreign countries have already passed this stage, and their insurance institutions are very professional and formal, similar to our banks and securities companies. It is difficult to get more than a dozen certificates if you want to do insurance abroad. You don't need to recruit people to do insurance like us, and use pyramid schemes to control salesmen.