Speech on the competition of credit positions-Dear leaders;
Hello! Thank you very much for giving me this opportunity to compete for posts!
If I can compete successfully, I will do the following things:
1, prudently manage credit funds. Strive to continuously improve the quality of assets, reduce risky assets, and ensure that loans have no non-performing loans for several consecutive years.
2. Seriously establish farmers' economic files. Although the task is heavy, I always adhere to the principle of building mature households and register door by door. It provides real and reliable information for issuing farmers' loans in the future.
3. Carefully prepare the credit statements. For several years, I have always regarded it as one of my important tasks, insisting on standards and ensuring quality.
4. Strengthening service is not only the key for the Bank to contact customers, but also the key to maintain the image and reputation of the Bank, and it is also the concrete embodiment of the principle of honesty and trustworthiness. I insist on timely issuance of loans that can be released, and try to reduce the waiting time of borrowers; Enterprise loans should be based on their operating conditions, reasonably determine the credit line, and meet the borrowing needs of farmers and enterprises to the maximum extent under the premise of ensuring loan safety. Adhere to the provisions of credit service commitment and strengthen customer service.
While doing a good job, I consciously accept discipline. Can strictly abide by:
(1) Abide by the law.
(2) Strengthen the construction of a clean government, put an end to all kinds of corruption and establish a good image of the bank.
I deeply realize that only by constantly improving my cultural quality, professional quality and working ability and establishing a correct world outlook, outlook on life and values can I adapt to the work needs in the new period. If I succeed in the competition, I will continue to carry forward my fine style, improve the shortcomings in my work, work closely around the annual business objectives, and make my new contribution to the further improvement of the quality of our credit assets.
Dear leaders and judges,
Hello everyone! First of all, thank the leaders for providing such an opportunity for fair competition. My name is xxx, and I'm 35 years old. I have a college degree, and I have the qualifications of assistant accountant and assistant statistician. I have been engaged in internal and external logistics for more than seven and a half years, and I think I am familiar with my current job, so I hope to choose a new job to exercise myself, improve myself and challenge myself, so as to realize the value of life. Of course, as a loan officer, I mainly come to experience today's competitive atmosphere and learn the management concept and business philosophy of the leaders who participate in the competition.
As my personal opinion, I think the position of branch manager is more focused on being a leader than a real decision maker. The main responsibilities of this role are twofold:
1. Straighten out the internal employee relationship and build a cohesive team. There are many contents, including fair and open performance appraisal, internal and external support, personal communication, reward and punishment mechanism and so on.
2. Lock in and tap the target customers and projects of deposits, effectively strengthen the loan risk management means in a multi-pronged manner, and timely collect deposit interest by means of information.
Through repeated self-evaluation, I think that although I have never held a management position, I have basically met the relevant conditions for being a branch manager. Relatively speaking, I also have the following qualities:
1, solid financial knowledge.
Being familiar with the internal and external business of cooperative banks will help branch managers to handle things more conveniently in their daily management work, and also help to better coordinate internal relations and implement refined management.
2. Have strong interpersonal skills and affinity.
I have been engaged in enterprise financing, insurance business and banking business for more than ten years. Wherever I go, I can get along well with the comrades around me. Every time I go to a post, my customers always give me a good evaluation, and I can hear the affinity and recognition of my customers indirectly and directly. All these will contribute to the smooth development of future work.
3. Strong communication and coordination skills and organizational management skills.
During the two-year insurance marketing, due to the lack of young social relations, I can always successfully market strange customers with my colleagues. I had my own team from a salesman, and then I was promoted to trainee director and part-time lecturer. During this period, I also participated in various trainings such as Outward Bound Training and PTT, from which I learned a lot of experience in team management. In my daily work, I can also try my best to help leaders give advice and coordinate related work.
4. Competition speech of credit supervisors with strong sense of responsibility and hard-working spirit.
From Dingjiaqiao to Jiapu, then to Xintang and Luhuitou, wherever I go, I try my best to ensure that my work is in a state. When the large payment system was first launched, due to the needs of the system, I got off work one hour later than others every day for a whole year. Today, as a loan officer, I take the way of combining on-the-spot visits and external understanding for every loan, cherish and attach importance to every fund, and always hope to use it in the hands of farmers who need it most. During the visit to thousands of villages and households, it is believed that most borrowers in Xintang are at home during the Spring Festival. In order to seize the golden visit time of the Spring Festival, they did not hesitate to sacrifice holidays, not afraid of the cold and snow, to ensure a high visit rate, and the loan was widely known. In the aerobics rehearsal of the Seventh National Games, I also rehearsed while going to work, tirelessly, showing my fighting spirit.
5. Good health and diligent study.
Health is the capital of revolution. After work, I have never slackened my efforts to improve my own quality, from my technical secondary school diploma when I joined the Association to my junior college diploma in accounting major through self-study exams, and now I am about to graduate from RTVU. In my spare time, I often subscribe to financial books, pay attention to financial trends, and often read cases of economic disputes to help control lending risks.
To sum up, I think I have basically qualified as a branch manager, and I believe I will be qualified for this position by redoubling my efforts. I am here because I believe in myself. As I said, the result is not the most important thing to me. Since it is a competition for posts, the accompanying list must be the majority. Whether I succeed or not, I will try my best as always. Finally, I would like to thank the leaders and judges for giving me a chance to show myself. Thank you.
Dear leaders, judges and colleagues,
Hello everyone! My name is XX, and I am 37 years old. I am currently the director of XX County Rural Credit Cooperative. Today, I competed for the post of Deputy Director of XX County Rural Cooperative Association.
I have the following advantages when competing for this position:
I have rich experience in grass-roots management.
I have been a cashier, an accountant, a network manager, a loan officer of a large social cooperative, and a deputy director at the grassroots level for 20 years. Since I was the head of XX rural credit cooperative in XX, I have been brave in innovation and good at management, and my work has achieved remarkable results. Since XX years, I have been rated as "excellent" and "advanced individual" for 12 years in a row, and XX Rural Credit Cooperative and I have been rated as "excellent party member" and "advanced unit" by county and town party committees, county associations and municipal offices for three years in a row.
Second, I have strong communication skills and marketing skills.
During my tenure as the head of XX Credit Union and Yaozhou Credit Union, I focused on strengthening communication and public relations coordination with local party and government and customers in key business areas, actively expanding the market, promoting the rapid development of various businesses of Yaozhou Credit Union, and competing for the post of bank credit section chief. By the end of September, XX, various deposits amounted to more than 645.56 million yuan. I have increased various deposits by RMB 6,543,800+0,445,500 since I took office one year ago. In the west of XX, deposit increment, growth rate and market share rank first among all financial institutions within its jurisdiction. In terms of loan handling, risk control, collection of non-performing loans, supporting agriculture and financial revenue and expenditure, it has been affirmed and supported by Zhu Qing County Association and local party and government.
I have a strong sense of professionalism and responsibility.
Under the correct leadership of the higher Party Committee Association, I can give full play to the vanguard and exemplary role of party member cadres, take the lead, work diligently, be pragmatic, love their posts and be dedicated, and lead the staff of the Association to keep pace with the times, blaze new trails and strive to complete various tasks.
If this competition is successful, I will focus on the following aspects:
First, put yourself in a correct position, recognize your responsibilities, and be a good advisor and assistant to the leaders.
In our work, we should put ourselves in a correct position and carry out our work within the scope of our responsibilities and the authorization of our leaders. At the same time, we should maintain a high degree of consistency with the leaders in charge in our work, so as to make up for it, follow blindly, do things in place, not be offside, not strive for merit, not shirk, and be a good staff and assistant to the leaders of the association. Secondly, we should cultivate our own overall concept, look at and think about problems from the perspective of leaders and cooperatives, and focus on the overall situation. Communicate and coordinate with other functional departments in many aspects, form a joint force, and * * * do all the work assigned by superiors.
Two, expand the market share of financial business, strengthen management and strict internal control.
1. Relying on quality service and financial innovation, we will fully expand the market share of financial products of rural credit cooperatives, continuously expand the service connotation and broaden the service fields. The focus of organizing funds is to strengthen quality services and reduce the cost of deposits, so as to achieve the purpose of expanding the total amount and optimizing the structure, and constantly improve the comprehensive competitiveness of rural credit cooperatives.
2. Make every effort to build the brand of rural credit cooperatives as the main line, vigorously expand the urban market business, and realize new profit growth points through the steady expansion of urban business.
3. Take supporting agriculture as the main line, seize business opportunities, enhance the awareness of rejuvenating the society through science and technology, accelerate the pace of new business development, and realize multi-channel profit.
4. Pay attention to and do a good job in rural credit cooperatives, strengthen the implementation and enforcement of internal control system, and prevent and eliminate cases.
Third, do a good job in line management and create a spirit of unity and cooperation.
In my work, I will pay attention to discovering and learning the advantages of others, discovering and correcting my own shortcomings, knowing the general situation and taking the overall situation into consideration, so as to truly achieve unity in thinking, unity in goals, synchronization in action, concerted efforts in career, stressing principles on major issues, stressing style on minor issues, and working together with one heart and one mind in Qi Xin to enhance the cohesion and combat effectiveness of the department. Unite the members of the association team, deeply understand and conscientiously implement the development plan and work measures of the provincial association, strive for bank credit, do all the work in charge with innovative ideas and methods, and accelerate the pace of the city's rural credit cooperatives towards modern financial enterprises.