FRM is a certificate provided by the Global Risk Management Association (GARP), focusing on the field of financial risk management; CFA is a certificate provided by CFA Association, focusing on investment and financial management. These two certificates are considered as one of the most authoritative and valuable certificates in the financial field.

So which certificate is more useful? It depends on your career goals and personal needs.

If you want to develop your career in the field of risk management, then FRM certificate may be more suitable for you. In banking, securities, insurance and other industries, FRM certificate holders are very popular, because FRM focuses on financial risk management, and FRM holders can handle and manage risks. To obtain FRM certification, it is necessary to pass strict examination and training, which makes FRM holders have strong competitiveness and professionalism in the field of risk management.

If you want to develop your career in the investment field, then CFA certificate may be more suitable for you. CFA certificate is regarded as the gold standard in the investment field, and the holder of CFA certificate can be competent for all kinds of work in the investment field, including investment consulting, portfolio management, research and analysis, etc. To obtain CFA certification, you need to master a lot of knowledge and skills, which makes CFA holders have strong professionalism and competitiveness.