Mainly its training mode and marketing mode are the same as MLM. In training, such as MLM brainwashing, doing actions, shouting slogans, playing group games, employees are fully committed; When selling insurance, you are thick-skinned and shameless; When competing for performance, people have strong self-esteem and despair. In terms of team organization, it is also the same as MLM organization. Employees are highly mobile, and you come in and I go out. And the front-line sales team is extremely unstable. Everyone sweeps a piece, and the business of acquaintances, relatives, relatives, friends, colleagues and classmates around them is finished, and the insurance task is over. Moreover, every time a superior catches someone, it's like catching a rape stick, pestering you to work all day and pushing you out. In terms of distribution, it is exactly the same as pyramid scheme, with layers of commission and exploitation, which has become an inverted pyramid distribution model. You have a little achievement, and everyone at the higher level is beneficial. Everyone eats Tang monk meat, fattens his head and loses the bottom line. Because the products promoted, such as MLM products, are unattractive, the returns to customers are poor, the service and compensation are not in place, and people who buy insurance feel cheated, which is more like MLM. It is difficult for grassroots insurers to stand on their feet unless you have a special customer relationship as the backing. Insurance mainly depends on relationships, not intervention. After the formation of other people's insurance management framework, front-line insurers can only push forward and spray outward, and you can only become a drop of spray that can't be sprayed out, feeling dejected. Others don't know that you are crying or watching you sniffle.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.