In study, work and life, speeches are used more and more, and they are practical speeches and written materials. I believe many friends are very upset about writing speeches. The following is a sample of speeches I collected for you at the symposium for young bank employees. Welcome to reading. I hope you will like it.
1 As we know, e-banking has imperceptibly influenced our lives and gradually become an indispensable "pocket treasure" for the new generation of young people. Why did banks promote Internet finance so vigorously this year? It is also because the channel of e-banking has been deeply rooted in people's hearts. It has penetrated into all walks of life and is closely related to the beginning of our life, and will dominate the future needs of customers and master their dependence. So what does finance look like? Steady, atmospheric and connotative. What is the Internet like? The internet is so capricious, lively and charming. When these two things meet, many stories will happen, just like a movie called Beijing meets Seattle. Today, we want to make the internet finance spark of online banking bloom among the young people of ICBC.
We say that internet finance has brought us many changes, because the market has changed, because customers have changed, and because competitors have changed, so we have to change. The whole electronic bank is undergoing a change. We are transforming from channel to platform. Originally, we were engaged in online banking, mobile banking, WeChat banking and telephone banking. Now we are engaged in direct banking platform and open online banking platform. The reason why we need to promote our e-banking more and more is simple, because our banks need to be at the forefront of the times, reduce costs and bind customers. But the most important thing is the urgent needs of customers, who need fast-food convenience. Customers are more and more lazy, more and more afraid of trouble, and the service requirements are getting higher and higher. Nowadays, the constant way to change is to change, and change from now on!
Customers are changing, and the mode of customer interaction is also changing. At first, we talked that heaven and earth are still our neighbors, but now we really realize that heaven and earth are still our neighbors. Everyone can form a community through social networks, but sometimes it may be close at hand. Many family members are together, probably watching their mobile phones. Have we found that customers nowadays regard themselves as gods more and more, like to look down at the screen of mobile phones, are tired of waiting, habitually talk about complaints, and have higher and higher requirements for service quality. Electronic banking can greatly reduce the intensity and pressure of counter work. When we market an e-banking service and do a good job in the follow-up teaching service, some insignificant small businesses of this customer will not enter the counter in the future. When the account manager can deeply maintain this account, small indicators such as precious metals, funds, installment payment and various intermediary businesses can arrive as scheduled. If everyone feels that the work intensity is high, then start marketing e-banking. If you feel stressed at work, start marketing e-banking.
The competitors have changed. It's not just like being in Guilin. In a few years, more banks will settle in and carve up our big cake. Now it is a cooperative relationship with us, and now it has become a competitive relationship. The way of competition is different from our original way. This leads to the so-called e-banking thinking, which uses the Internet to do things. E-banking and Internet really provide us with a new perspective, a new thinking dimension and a new marketing method. Therefore, the promotion of e-banking is imperative.
The development of electronic banking in China will be a protracted war. Major banks have also begun to seize the hidden big cake of e-banking, but we need to activate our potential customer base. We need to slowly implant the "blue chip" of e-banking into customers' minds, and then use the so-called network multiplication effect. For example, if we eat jiaozi together, the more we eat, the more we eat. The most obvious example is WeChat. The more people use it, the more people love it.
Young employees are the main force to promote e-banking. I would like to take this opportunity to put forward some expectations for our young employees:
1. First of all, I hope that young employees of ICBC can be very familiar with our e-banking products and communicate more, so that the e-banking department can send teachers to your door and be a strong backup force for everyone.
Besides, I hope the young employees of ICBC will like our electronic banking products. Only by loving your own products can customers feel that it is not marketing, but that they feel the same.
3. It is expected that young employees of ICBC can be seen in all channels such as "online+offline", "channel+real-time" and "multi-scenario application". Young employees are like sponges and have a strong understanding of new things. Everyone should learn more, grasp the development achievements of cutting-edge information technology, be more sensitive to customer experience, be good at making suggestions, take building a platform strategy as the traction, focus on intelligent financial services, and pay equal attention to online and offline.
Finally, under the fast-paced "new normal" driven by e-banking, we expect our young employees to devote themselves to practice, achieve life through hard and solid struggle, constantly create new work achievements, and constantly write gorgeous chapters in life.
Speech at the symposium of young bank employees Dear leaders and colleagues,
Hello everyone!
I am honored to be here to share with you the honor and pride of being a young employee! At the same time, I am also very grateful to the leaders for their concern and attention to our young employees and for giving me this rare opportunity to learn and communicate with you.
I joined Shuyang Agricultural Development Bank in XX. In the past five years, I have worked in the accounting department and the credit department respectively. Under the meticulous care of the bank leaders, with the enthusiastic help of my colleagues and my own efforts, I have been promoted in all aspects. Looking back on the past five years, I have many feelings. Now I'd like to use four words to report my experience and feelings in my study and work in recent years, as well as some suggestions for the business reform of our bank.
First, "if a person has no enthusiasm, he will accomplish nothing, and the basic point of enthusiasm is the sense of responsibility."
Responsibility is the key to a person's career success. A person with a high sense of responsibility will regard work as pursuit and dedication, devote himself enthusiastically to work, make remarkable achievements, make outstanding contributions and realize his own life value. A person with no sense of responsibility, a person with no sense of responsibility or a weak sense of responsibility, will regard work as a burden, and naturally lose the fun of work, accomplish nothing, waste his life and regret it all his life. Responsibility is the foundation of every young employee's success, the premise of communication with others and the foundation of bank revitalization.
At work, we have different skills, specialized skills, high and low, and different positions, but no matter what position we are engaged in, we must have a dedicated working attitude. Dedication must first love the post, which is the starting point of our development. Love and respect for one's post means to be enthusiastic about one's work, always adhere to an enterprising and optimistic attitude, love and respect for one's post, quickly complete the task with a proactive and serious attitude, abide by the rules and discipline, behave in a standardized manner, and ensure the quality and quantity.
As a loan officer of the Agricultural Development Bank, we should not only have the consciousness of loving our posts, but also base ourselves on our posts, do a good job in a down-to-earth manner, and truly love our posts and work hard. First of all, we must work hard. The task of credit work is arduous and complicated, and the responsibility is great. The three links of credit work, from lending, managing loans to collecting loans, require loan officers to investigate, study and implement with a pragmatic attitude. If the work is flashy, go through the motions and irresponsible, it will cause huge losses of policy credit funds and directly affect the implementation of our "three rural" policies. Second, we must have a spirit of hard work, and the post-loan supervision task is heavy and the work is quite hard. Without the spirit of hard work, it is absolutely impossible to cope with heavy and hard work and bad working environment. The third is to be smart. To do a good job in the management of acquisition funds, we should not only work hard, but also pay attention to methods, that is, we should master the skills of skillful work. Skilled work in our work will often get twice the result with half the effort, not paying attention to methods, and sometimes it will backfire and run counter to our wishes.
Second, "no one will care about your feelings until you do something."
Do you feel as deeply as I do when you hear this sentence? I have to admit that this sentence hurts you and me, but when you think about it carefully, it is a real social reality. The value of life, mediocre people use pleasure to measure, capable people use creation to calculate. In our work, different types of jobs and positions create different salaries. Mediocre people will complain about external factors such as low salary and lack of talents. Such people will complain wherever they go. Smart people will reflect on the value of their existence and whether the value they create has brought positive significance and value to their survival and development. In layman's terms, it refers to what they have achieved. After working for so many years, I ask myself two questions before going to bed every day: What did I do today and what will I do tomorrow? Life should not be full of regrets, life should not be spent in boredom, and work should not be handled with carelessness and negligence. Life should have goals and pursuits. With goals, with the pursuit of life, there is a direction. The saddest thing about people is that they have no self-direction and goal. Youth is just a short dream. When you wake up, it has already disappeared without a trace. The most important thing in life is not where you stand at the moment, but where you are going.
A person's material wealth may not be rich, but his spiritual world cannot be empty; Intellectual knowledge can be low, but it can't be morally corrupt; Social status can be low, but it can't be worthless!
Third, "Actions speak louder than words-Tsinghua school spirit"
Actions speak louder than words. "It's not that you don't say anything, but that you must do what you say and do what you say. Qian Wenzhong, a master of Chinese studies, once said, "It is not enough to regard a profession as a profession. You have to regard a profession as your own career, and only then can you have professional quality! "I quite agree with this view. If you only regard your career as a means to support your family, your attitude towards your career will be to deal with it and complete the task. If you regard it as a career! You will continue to pursue, improve your professional skills, enrich your professional knowledge, and enjoy your work. How to realize your dream? Actions speak louder than words!
The ancients said: "The wood that embraces is born at the end; Nine-story platform, starting with tired soil; A journey of a thousand miles begins with a single step. If you don't accumulate small money, you can't become rivers and seas. You can't ride a horse in one leap, but you can't take ten steps. You can't give up "A long life needs to be done step by step, and the realization of career dreams needs to be fought bit by bit. The road to dreams is far away, but the starting point is at your feet. No matter whether your dream is lofty or not, you need to realize it bit by bit. Nothing will ever happen overnight in the world. If you want to realize your dream, you must be mentally prepared to work hard, because doing things in a down-to-earth manner is the fundamental way to realize your dream!
Fourth, "better troops and simpler administration"
Better troops and simpler administration is the direction of enterprise reform and an important way to improve efficiency and reduce waste.
First of all, the soldiers should be fine. Business reform and development need many elite soldiers to enrich the business departments of grass-roots units and branches. Military experts can not only meet the needs of the development of our bank, but also help to implement the work quickly. Moreover, people should not be overstaffed in business, otherwise it will increase costs and lead to low work efficiency. When you meet interests, you will strive for success, and when you meet problems, you will argue with each other.
Secondly, politician Jane. For example, the new concept rating of Shuyang has been reported to the municipal bank for more than a month, and the materials have been supplemented twice. At this time, it has not yet reached the provincial bank. Personally, I don't mean anything. I just expect the managers in the business department to put themselves in their own shoes and take the affairs of grass-roots banks as their own business. Don't get feedback and let the grass-roots banks supplement it. The new concept is an old customer who has established a credit relationship with our bank for four years, but he doesn't know how many copies of his customer's basic information have been reported and needs to be sent to the basic bank.
Thank you!
Speech at the symposium of young bank employees Dear leaders and colleagues,
Hello everyone!
Today, I am very happy to attend this symposium and meet with you. I am very grateful to the leaders for providing us with this opportunity. First of all, my name is XX, and I come from XX Bank! . 65438+February 1 This year was the time when I officially entered XX Bank, and four months passed in an instant. I still remember that at the beginning, at the recruitment site of XX Bank, everyone was young people who had just graduated from college, with dreams and ambitions. After layers of selection, only one hundred people remain. If we choose the Agricultural Development Bank, it is better to say that the Agricultural Development Bank chose us. When I learned that I had become a member of the Agricultural Development Bank, I proudly said to my father, "I have found a career that I love all my life." I remember the moment when the training ended and XX signed the contract: "I told myself in my heart that I not only found a job, but also found my own career, and I want to turn it into the career I pursue all my life." Facts have proved that my choice is correct. Because I love it, I decided to walk with it and forge ahead together in my future life. I remember that on the day of registration, President B told us earnestly: You are the future of XX, the expectation of XX, and the future of XX falls on you young people. You should keep your word, learn from the older generation with an open mind and find your own career goals. At this moment, I realized that as leaders, they just expect our new employees to do something, love it, and find their own goals in life.
Although I have been doing the same job for the past four months, every day "bookkeeping, accounting, collection and payment", every job is a mission and a new starting point for me, and I have learned a lot from it. I know that as a comprehensive teller, the first task is to learn to be serious and understand the way of banking bookkeeping from bookkeeping. I remember when I first started working, I was very confused. I don't understand every account. There are always mistakes. I was ambivalent. Am I suitable for this repetitive work style? Later, knowing that everyone in the unit began to learn from this kind of repeated bookkeeping, I found the starting point and confidence of my work. I began to learn with an open mind. If I don't know, it's like asking the older generation for advice. After four months' work and life, I realize that XX Bank has changed from a closed operation to an efficient loan. From supporting a single field of grain, cotton and oil circulation to supporting large-scale agriculture; From manual bookkeeping to the company's stand-alone version, and then to the integrated business system in the national data collection; From manual interbank transactions to electronic interbank transactions, and then to real-time electronic remittance; From paper documents to electronic documents. Seeing the growth of XX, I am very proud and full of expectations for my future. While remarkable achievements have been made in the reform and development of XX Bank, the problem of filing a case by grass-roots institutions has never been effectively controlled. The occurrence of these cases not only caused huge economic losses to our bank, but also adversely affected our social image. The occurrence of the "4.29" incident exposed some drawbacks of our risk prevention. The following is my personal opinion:
1. First of all, business is operated by people, so the selection and configuration of business personnel is very important. At the same time, it is necessary to strengthen the internal management system in expanding external demand and form a set of internal management mechanisms with strong execution.
2. Secondly, XX Bank should establish a sound legal system. For some enterprises that refuse to repay the loan, we will safeguard the interests of our bank through legal means, so that those enterprises that defraud the state money will be discouraged and high-quality customers will have enough loans.
3. The final lending business process is complicated, so that qualified enterprises will not choose our bank. The issuance of a loan requires grass-roots banks to collect information, go to market research and conduct repeated rating work, which is even worse for those enterprises that are in urgent need of liquidity and have lost many potential customers.
The above is my understanding of the Agricultural Development Bank since I worked for four months. I believe that with the continuous efforts of all staff, XX Bank will be better. Thank you very much
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