What are the guarantees of Tiananhui medical insurance and worry-free medical insurance?
Recently, Tianan Life Insurance launched a new anti-cancer special medicine medical insurance Tianan Hui medical insurance medicine worry-free medical insurance. This insurance stipulates that the age of the insured must be between 28 days after birth and 60 years old, and the maximum renewal age is 100 years old. So, what are the guarantees for Tiananhui medical insurance and worry-free medical insurance? What are the guarantees of Tiananhui medical insurance and worry-free medical insurance? Tiananhui medical insurance worry-free medical insurance can provide premiums for special drugs for malignant tumors. Since the effective date of this contract, the insured has been diagnosed with malignant tumor referred to in this contract by experts from recognized hospitals for the first time. For the reasonable, necessary and qualified special drugs actually occurred by the insured in the treatment of the malignant tumor, the insurance premium shall be paid according to the drug cost premium outside the social security catalogue of malignant tumor. If the insured has obtained compensation for drug expenses through basic medical insurance for urban and rural residents, free medical care and serious illness insurance, the compensation ratio is 100%. If the insured fails to obtain compensation for drug expenses through basic medical insurance for urban and rural residents, free medical care and serious illness insurance, the compensation ratio is 60%. In addition, Tiananhui worry-free medical insurance only needs 28.8 yuan per year, and the maximum amount of protection for the whole year can be 6.5438+0 million. Among them, Tianan Huiyi Worry-Free Medical Insurance provides the insured with 28 kinds of anticancer drugs as agreed in the contract. However, it should be reminded that the insured needs to purchase according to their actual needs.