Mobile phone staging platforms include Gitzo, Suning Finance and Jingdong Finance, as follows:

1, Suning Finance

Suning Finance is a good platform for buying mobile phones by stages. The disposable funds can reach 200,000 by stages, and the staging time is also very long. At present, citizens aged 18 to 55 can apply for the phased mobile phone business of Suning Finance.

Features and advantages: There is a consumer finance license, the genuine rate is also guaranteed, and there is a zero-interest installment discount.

2. Jingdong Finance

Jingdong Finance is a platform that can help you buy mobile phones by stages. All the mobile phones are from JD.COM Mall. Jingdong Finance can handle various stages for everyone, including 3, 6, 12, 24 and so on.

Features and advantages: A major feature of JD Finance's staging is its fast harvesting speed, which allows everyone to use their favorite mobile phones as soon as possible.

3. Skill Cloud Staging

Skill Cloud Staging is a loan product launched by BOC Consumer Finance, which mainly provides loans for vocational skills training and can provide personalized customized solutions for borrowers. The loan amount is determined according to the borrower's comprehensive credit situation and loan purpose, with a maximum loan of 50,000 yuan.

Baidu has money to spend on education in stages.

Education staging is a loan product launched by Baidu, which mainly helps everyone to participate in education and training and provide their own knowledge and skills. The main lenders of education staging are China Everbright Bank, bank of tianjin and baixin bank.

5.tmall

It is also good to buy mobile phone business in stages in Tmall. However, everyone should have enough credit line. Tmall's installment consumption quota is given a certain consumption quota after comprehensive evaluation by the factoring company. Consumers can buy goods within the quota and pay by installments. Everyone's quota is different, depending on the consumption situation and credit history, it is generally around 4 thousand, up to 10 thousand.

6.gitzo

Gitzo is the platform for you to buy mobile phones by stages. The loan period is relatively long, with 65,438+02 months, 65,438+05 months and 65,438+08 months for you to choose from. It should be noted that if the money owed to Gitzo is not returned, Gitzo will hand over the collection work to a special collection agency. In addition to calling many times to collect money, the larger amount will even come to communicate the debt problem and even go to the company to collect money.

I would like to ask what conditions are needed to buy a mobile phone and apply for a loan?

Conditions for buying a mobile phone loan:

1. Credit card of the lending bank.

2. Borrower 18-60 years old.

3. Have a stable work unit certificate and repayment ability.

4. The maximum loan amount reaches the mobile phone price.

5. Other requirements of the lending bank.

Buying a mobile phone loan is a kind of personal consumption loan. If the required amount is not high, you can apply for an unsecured credit loan. The conditions for applying for credit from a bank are as follows:

1. Proof of settlement account of loan bank.

2. The borrower is a natural person aged 18-60 and has full capacity for civil conduct.

3. Have a stable work unit certificate in the local area and have repayment ability.

4. The credit status of this loan is good and the loan amount is sufficient.

5. Other requirements of the lending bank.