1 training loan
Training institutions offer free training, provided that students sign contracts with the campus lending platform, and the borrowed money is used to purchase training courses for Jiuyingcai. After that, the company will give them money in the form of scholarships and repay them in installments. However, the money was directly given to the company, and the students did not handle it, and the person in charge of the company could not be contacted.
2 beauty loans
Combining plastic surgery, beauty and high debt, and setting up condom chains by removing the first interest and deliberately overdue, some girls fall into debt traps and even become tools for routine loan gangs to make money for a long time.
3 Part-time loan
Generally, a company will offer students a part-time job after paying their salaries, so that students can freely choose the salary, and then do a part-time job at the corresponding time every month to pay back the monthly payment. But if you want to do a part-time job, you need to fill in your personal information first, and then register on the website and sign an agreement, which includes installment loans.
First, how to strengthen college students' awareness of campus loan risk prevention?
1. First of all, we should strengthen the frugality consciousness of college students, which is a fine virtue of the Chinese nation. However, some college students pay attention to pleasure, blindly compare with others, and lack frugality consciousness. Of course, first of all, we should start with the whole social atmosphere and campus atmosphere, guide teachers and students to form a good frugality atmosphere, and strengthen the education of college students' frugality consciousness.
2. Secondly, we should promptly correct college students' wrong consumption concepts such as ahead consumption, over consumption and wrong consumption, and schools and families should guide students to establish correct consumption concepts such as reasonable consumption, rational consumption and scientific consumption.
3. Schools should also establish a daily monitoring mechanism for bad campus peer-to-peer lending, and pay close attention to the expansion of online loans and campus loans. Counselors, class teachers and key students should also pay attention to the abnormal consumption of college students around them and find and stop it as soon as possible.
4. At the same time, the school should also establish and improve the handling mechanism of bad campus loans, report cases of bad peer-to-peer loans such as campus loans and personal infringement of students' legitimate rights and interests to relevant government departments in time, and request government agencies to dispose of them in time according to law to eliminate potential safety hazards.
5. Strengthen the popularization of campus financial security and network security knowledge, and offer courses such as finance and network security. Schools can also invite professionals from finance, supervision, network security and other related departments to popularize financial knowledge and network security knowledge among college students, and help students understand common concepts such as interest and interest rate in daily life.
6. The society and the government should also ensure financial assistance to students with financial difficulties, effectively improve their living conditions and meet their basic living security. Schools should implement various subsidy policies of the state and society to avoid the phenomenon that students borrow money because of poverty.