Supply chain financial products are non-standardized credit assets in terms of product form. Supply chain finance means that banks provide customers (core enterprises) with financing and other settlement and wealth management services, and at the same time provide convenience for suppliers of these customers to receive loans in time, or provide prepaid payment and inventory financing services for their distributors. It is a financing mode that banks connect core enterprises with upstream and downstream enterprises to provide flexible financial products and services.

Main products of supply chain finance:

Accounts receivable financing: refers to the contract signed between an enterprise and a bank or other financial institution, and the pledge of the contract is accounts receivable. Under the conditions of time and credit limit stipulated in the contract, the enterprise can withdraw relevant funds when necessary.

Confirmed warehouse financing: this product is mainly used for downstream financing of core enterprises, that is, sales channel financing of core enterprises.

Financing warehouse: mainly divided into spot financing and warehouse receipt financing, spot financing is divided into static and dynamic pledge financing, and warehouse receipt financing is divided into general warehouse receipt financing and standard warehouse receipt financing.