The examination contents of rural credit cooperatives include the basis of public affairs, application, economy and finance, etc. Among them, the application has the same effect as the application in the civil service examination. The materials applied by civil servants are related to current affairs and politics, and the materials applied by banks are closely related to the development of current affairs in banks. Whether civil servants or rural credit cooperatives apply for the exam, they all write an argumentative paper according to the views given in the materials.
It is good news for students with weak English foundation that major rural credit cooperatives in China do not take English exams, but other exam subjects should be prepared and not taken lightly.
China Rural Credit Cooperatives (hereinafter referred to as Rural Credit Cooperatives) is a rural cooperative financial institution established with the approval of the People's Bank of China. It consists of members' shares, implements democratic management, and mainly provides financial services for members.
China Rural Credit Cooperative is an independent enterprise legal person and is responsible for its debts with all its assets. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.
Rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. They are characterized by taking deposits as their main liabilities, granting loans as their main assets, and handling transfer and settlement as their main intermediary business, and directly participating in the process of creating deposit currency.
Rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institutions are cooperative financial institutions whose main purpose is mutual assistance, referred to as "credit cooperatives", which carry out deposit and loan business among members for the purpose of mutual assistance and self-help. The establishment of credit cooperatives is directly related to the development of natural economy and small commodity economy. Due to the seasonal, decentralized and small-scale characteristics of agricultural producers and small commodity producers, it is difficult for small producers and farmers to get the support of bank loans, but objectively, the development of production and circulation must solve the difficulty of insufficient funds, so this kind of mutual aid self-help credit organization established by means of capital contribution and deposit has emerged.