■ The first stage of rural property right system reform: confirmation registration
■ The second stage of rural property right system reform: realizing the same certificate and right for rural houses and urban houses.
"When I get the property right certificate, the first thing I have to do is to borrow money to repair the house!" Yu Anzhong, a villager from Qingquan Village, told the reporter happily. Yesterday, the issuing ceremony of the first batch of rural housing property certificates after the disaster in Chengdu was held in Longzhong, Wenjingjiang Town, chongzhou city. 72 affected households in Qingquan Village and Wanjia Community, Wenjingjiang Town, chongzhou city received the scarlet letter of real estate license. After villagers legally own their own houses, they can use their real estate licenses to mortgage loans and help themselves in production.
At the awarding ceremony, Director He of the Municipal Housing Authority introduced the progress of the post-disaster reconstruction work of the Municipal Housing Authority in Wenjingjiang Town and the future work ideas, emphasized the importance of the rural property right system reform for post-disaster reconstruction, and pointed out that the issuance of certificates for farmers' housing ownership is conducive to revitalizing rural assets and broadening the channels for raising funds for farmers' post-disaster reconstruction.
Do real estate license, loan to repair the house.
"qingquan village 1 group No.0036466 1 No.2 in wenjingjiang town, Yu anzhong, housing condition: structural brick and wood structure, building floor:1,building area:10 square meter ..." People of China. He told reporters that his home was on the opposite mountain and the house was damaged after the earthquake. A family of three lives in this house, waiting to raise money for reinforcement. "With the real estate license, I can go to the loan to repair the house!"
He told reporters that before they wanted to borrow money, they had to find a certificate from Murakami; After having the house title certificate, you can go directly to the bank to apply for a mortgage loan. In addition to strengthening his house, what Yu Anzhong wants to do is to use loans to expand his acres of medicinal materials when conditions are ripe.
In Wanjia Community 1 Group 2, the reporter met the Ma Yuqing family. Ma's 70-square-meter hut was built before liberation and has lived here since childhood. In the earthquake, Ma Lao's chimney was knocked down and a big hole was broken in the roof. Now that I have the house title certificate, the old horse's hanging heart finally fell to the ground. He said happily in front of his house with real estate license: "I'm going to use real estate license as a mortgage to build a small bungalow and spend my old age comfortably!" " "
Issue real estate licenses and raise funds for reconstruction.
After the earthquake, although four development enterprises have been introduced into Wenjingjiang Town for post-disaster reconstruction, they still cannot cover all the affected areas in the town. Among the five established reconstruction methods, unified planning and unified construction, unified planning and joint construction, unified planning and self-construction, and in-situ reconstruction, maintenance and reinforcement, except that one unified planning and unified construction point is "turnkey project", the rest of the post-disaster reconstruction needs farmers' self-reliance and self-help in production. It is an effective way for farmers in disaster areas to raise reconstruction funds by confirming the right to issue certificates and ensuring that property owners can use property ownership certificates as collateral in time to carry out secured financing.
At the end of September, the relevant departments began to register the villagers in Wenjingjiang Town. "This is the first batch of rural housing property certificates issued by our city after the disaster in the hardest hit areas. Therefore, broadening the channels for raising funds for post-disaster reconstruction will play a positive role in stimulating the enthusiasm of villagers to build their own homes." Zhou Hongbin, deputy director of the Municipal Housing Authority, told reporters.
Houses in rural areas will be compared with those in cities.
Same certificate and same right
Zhou Hongbin, deputy director of the Municipal Housing Authority, said in an interview that the issuance of rural housing property certificates is only the first step. The next step is to make rural houses and urban houses have the same rights and enjoy the same rights. He said that the certification of these houses is of great significance for promoting urban and rural planning, so that the assets of these farmers can be confirmed according to law and protected by law. Moreover, the confirmation of housing ownership is the most basic work in the reform of rural property rights system, which can lay the foundation for the next rural housing transfer. "Our goal is to achieve a unified registration authority, a unified registration platform and a unified ownership certificate. This time, Wenjingjiang's farm house certification is in accordance with this requirement. The ownership certificate of its houses is the same as that of urban houses, and our goal is to realize the same certificate and the same right for rural houses and urban houses. "
He said that the core of the reform of rural property rights system is to establish a rural property rights system with clear ownership, clear rights and responsibilities, strict protection, smooth circulation and conformity with the laws of market economy. Since the beginning of this year, the reform of rural property rights system in our city has been steadily promoted on the basis of Dujiangyan pilot. At present, more than 654.38+00,000 farmers have been granted property certificates. "The reform is divided into two stages. The first stage is ownership registration, which is currently under way; The second stage is to realize the same certificate and right for rural houses and urban houses, which is the direction and purpose of our reform. "
exclusive interview
Clarify the ownership of rural houses
Promote the capitalization of rural assets
On the issue of rural property right system reform, our reporter interviewed lawyer Li Shiliang, a member of the expert group of Chengdu rural property right system reform and legal adviser of the municipal government.
Q: What is the significance of issuing housing property certificates to farmers?
A: First of all, the farmers' real rights are determined, which embodies the purpose of "returning power and empowering" of the municipal party committee and municipal government. "Returning rights" means returning the rights and interests of farmers' land, houses and other elements given by laws and regulations and restoring their due autonomy; "Empowering" means giving farmers the ability to exert their autonomy, making rural factors of production flow like cities, and making rural property rights truly become the carrier of capital. Second, it provides a legal guarantee for the transformation of farmers' assets into capital and the next asset circulation. Third, it provides favorable means and ways to solve the problems of farmers' income and agriculture, countryside and farmers.
Q: How can farmers increase their income when they have property right certificates?
A: With the property right certificate, farmers can carry out financing and expand reproduction. With the advancement of rural property right system reform, the supporting rural financial system reform will also be carried out, which will further broaden farmers' financing channels. At present, some local governments have set up small loan guarantee companies to solve the financing problem for farmers.
Q: The goal of this reform is to realize the same certificate and the same right for rural houses and urban houses. Can you explain the meaning behind this goal in detail?
A: Before the reform, urban residents owned the ownership certificate of urban houses and farmers owned the ownership certificate of homestead or village houses. From the perspective of property law, the ownership of rural houses is unclear, and the circulation is restricted, which cannot reflect the same rights as urban houses. "The same certificate and the same right" is to register the property rights of farmers' houses, so that their property rights can be guaranteed and enjoy the same rights as those owned by urban residents. So as to establish a rural housing property right system with clear ownership and smooth circulation and promote the capitalization of rural assets.