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Main means of reducing expenditure in medical insurance management
Improve the overall level of social security funds. Previously, in order to promote public health care reform, China required social medical insurance to generally promote municipal co-ordination. The Social Insurance Law, which was revised and promulgated in 20 19, clearly requires that the social medical insurance fund should be gradually integrated at the provincial level. This epidemic, due to proper control, did not spread to the whole country. Moreover, different provinces are affected differently, and different cities in the same province are also different. Raising the level of overall planning, from the original city (county) level to the provincial level, can play a role in strengthening the fund's economic ability, enhancing its ability to resist risks and dispersing risks in a wider scope at this special stage. Through the unified coordination of the central government, cross-provincial social medical insurance assistance can be realized within a period of time, and for the provinces that have been greatly damaged by the epidemic, the current situation of tight payment of medical insurance funds can also be greatly alleviated. Of course, there is also the issue of overall planning of employee medical insurance personal accounts, which has been included in the reform sequence but has not yet been implemented. There are related arrangements in the work tasks of National Medical Insurance Bureau 20 19. Taking the provinces with serious epidemic damage as a pilot can also alleviate the pressure of tight capital payment.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 33 Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium.

Thirty-sixth employees who are injured by accidents or suffer from occupational diseases due to work reasons and are recognized as work-related injuries shall enjoy work-related injury insurance benefits; Among them, those who lose their ability to work after the appraisal of their ability to work enjoy disability treatment.

Work injury identification and labor ability appraisal should be simple and easy.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.