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Analysis Report on Insurance Suspected Monopoly
Now the state vigorously supports tourism. Why do you say that? It can be seen from the high-speed free opening of national legal holidays that the state strongly supports people to travel on holidays. In today's society, due to the great pressure of work, people will also use their leisure time to stay away from social disputes, come to the deep mountains and forests, relax their body and mind, see those places of interest and stay in them, and how relaxed it is at that moment.

With the support of the state and the improvement of people's living standards, people have more money to relax. Because in order to have a good mood, people's names often spend a lot of money, just for temporary happiness. After all, high-quality services are often accompanied by higher prices, and higher prices can buy better services. Where there are people, there will be benefits Some irregular scenic spots will add some unknown so fees when collecting tickets, and insurance premium is the most common way to increase the price in various scenic spots.

Should I buy the insurance premium for the ticket price increase? Should I be able to refuse? If you don't refuse, is there any guarantee after buying it? Let me just talk about my own chestnuts.

That winter, I went to one of our local scenic spots (a town less than the fourth line), which was a ski resort. I was slightly injured while skiing because of my poor skills. However, when I made a normal claim to the scenic spot, the scenic spot refused to compensate me. There are also various uncoordinated scenic spots, and the attitude is very tough. My partner watched me get hurt.

It wasn't serious, and the people in the scenic spot didn't cooperate, so they took me away. But I didn't want to, because I knew my chemistry skills were not good, and I bought insurance premium specially, but I didn't expect this result. It's really hard, and I don't want to come to this scenic spot again.

Later, I learned that selling insurance in scenic spots only belongs to an insurance behavior of selling insurance on behalf of others. The state clearly stipulates that scenic spots need to obtain a license issued by the insurance supervision and administration institution and also need to register with the industry and commerce. (See Article 119th of the Insurance Law for details). For tying insurance in scenic spots, if we rely on national natural resources or public cultural resources, we will form a scenic spot.

Sales insurance premiums shall be fixed or guided by the government in accordance with relevant regulations. If a scenic spot has public or specific attributes, it cannot attach unreasonable trading conditions without authorization, such as compulsory tying of commercial insurance products, which is suspected of violating the provisions of the Anti-Monopoly Law and the Price Law.

Later, I also learned that transportation, tickets, insurance and other expenses. The scenic spot should be chosen voluntarily by tourists, and no institution or individual in the scenic spot may be forced to bundle sales.

Therefore, I want to warn you that it is illegal for a scenic spot to buy insurance for the scenic spot, and the management of the scenic spot is legally responsible for accidental injuries in the scenic spot. If the scenic spot fails to fulfill its responsibilities, we can safeguard our legitimate rights and interests through legal weapons. Don't be fooled by scenic spots and don't be afraid of them! Besides, you must go to a place.

Go to the regular scenic spots to play!