I always wonder why people have to work. For life! Everyone wants to have a happy life. But there is no perfect life, because there will be changes, people will get old, die, get sick and have accidents. How to make life as unaffected as possible by these factors? I think this is the reason why insurance was born. The meaning of insurance, insurance is that people can continue to live a happy life no matter what state they are in. When a person leaves, what he takes away is not material, but the ability to make money. If an old man leaves quietly, people call it death, and the living will be sad for it, but life will go on. When an old man has insurance, he leaves a tax-free legacy to future generations, who will thank him and call him a caring old man. If a family member dies unfortunately, his family will not only be sad, but also lose the source of economic life. If you have an insurance policy, it is that no matter what you do, your family will live a carefree life. This is no ordinary love. exist
In Japan, girls don't marry an uninsured man, which is why.
People are bound to get old, no matter who they are. But no one wants to work until they are old, so the state stipulates retirement. Work can be retired, but life should go on. Everyone is willing to live a long way before and after retirement, so there is a pension plan. Saving in the bank, buying stocks, buying funds, buying government bonds, speculating in foreign exchange and buying insurance are all ways of pension planning, which are also in line with investment principles. Among them, insurance is the most stable way, and the earlier the preparation, the lower the cost.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.