1. Interest rate change of the central bank's LPR loan policy: 20 19 10/On October 24th, the People's Bank of China issued an announcement and decided to raise the benchmark interest rate (LPR) from 2019/October 24th. This adjustment is the third consecutive time that the central bank has raised the LPR, and it is also the first time that the central bank has raised the LPR since 20 131October 23rd.

2. How does the adjustment of 2.LPR policy affect the interest rate? The upward adjustment of LPR means that the loan cost of banks will increase accordingly, which will push banks to adjust the loan interest rate and make the loan interest rate closer to the market interest rate, thus improving the price mechanism of the loan market. In addition, the increase of LPR will also affect the deposit interest rate, and banks will adjust the deposit interest rate according to market conditions to maintain the difference between the loan interest rate and the deposit interest rate.

3. Impact of LPR policy adjustment on economy: The upward adjustment of LPR will help to improve the loan market price mechanism, improve the marketization level of loan interest rate, improve the transmission mechanism of monetary policy, improve the implementation effect of monetary policy, and be conducive to stable economic growth. At the same time, the upward adjustment of LPR will also have a certain impact on investors' investment behavior, and investors may adjust their investment portfolio to adapt to market changes.