Banks developed with semi-colonial China, because of the development of social economy, the expansion of commodity circulation, and the development of transportation and foreign exchange.

Objective needs. Banks handle exchange and deposit, which solves the difficulty of transporting cash, speeds up capital turnover and promotes business prosperity. Bankers colluded with the government, collected and remitted the salaries of the Beijing army on behalf of the Qing government, borrowed foreign debts, and collected official funds from the central and provincial governments, which played the role of acting as agents of the state treasury and the provincial treasury. Ticket dealers also sponsored national capital and were "midwives" of modern enterprises in China. The bank number is different from the pre-existing account office and bank, and it is also different from the post-existing bank number and bank. The main business of the draft bank is to handle commercial exchange. In the early stage, due to the increasing trade between North China and Central China and Mongolia and Russia, according to the economic situation, more than 200 banks were established in more than 30 inland towns, with the focus on the north and the semicolon centered on the capital. Pay equal attention to land and sea in the medium term, and set up semicolons in the frontier and coastal areas. Beijing, Tianjin, Shanghai and Han have become the four centers with concentrated banks (mainly semicolons, and the total number is mostly in Qixian, Taigu and Pingyao, Shanxi). In the early years of Guangxu, the total number of banks and semicolons reached more than 400. In the later period (after the Sino-Japanese War of 1894-1895), China was completely reduced to a semi-colony, and banks actively competed with foreign businessmen to promote domestic and foreign trade and subsidize national capital. Seeing the expansion of Japanese businessmen in the northeast, Qixian Heshengyuan Bank tripled the semicolon in the northeast, and set up villages in Sinuiju, Namkuishan and Incheon in North Korea, Shimonoseki, Kobe, Tokyo, Osaka and Yokohama in Japan. Synbiotics became the best bank at that time with its huge economic and social benefits. 190 1 Yongtai Yu Bank, which was established, took the lead in setting up a village in Kolkata, India, seeing that Sino-Indian trade was about to develop greatly. Pingyao Baofenglong Bank, established in 1906, also set up villages in Kolkata and Lhasa, which promoted the trade between China, Tibet and India. The draft number is universal, forming a financial exchange network extending in all directions. However, prosperity will inevitably decline. After the Revolution of 1911, banks came to an end. In the early years of the Republic of China, banks closed down one after another, leaving only five 192 1, Pingyao Rishengchang 1923, Qixian Dashengchuan 1929, Sanjinyuan 1934, Dadetong and Dadeheng/kloc.

There are 657 Shanxi banks at home and abroad *** 133. Nanbang draft bank is rich in sources and once set up a semicolon in Singapore. After the bank number of Bang Qi was changed to Dadetong 1932, a semicolon was set up abroad. Du Shenyu of Yuci Changjia (the account bureau also deals in tea goods) once set up a semicolon in Moscow.