Determine the research background. With the further development of China's economy, the number of small and medium-sized enterprises is also increasing. Small and medium-sized enterprises are an important pillar of China's economic development and an important part of China's national economy.

Small and medium-sized enterprises not only provide a large number of jobs for China, but also make great contributions to China's economic development.

For a long time, small and medium-sized companies have been playing an important social role in promoting economic growth and improving people's material and cultural level. This shows that small and medium-sized enterprises have important strategic significance for national economic and social development.

In recent years, China's economy has developed rapidly, the economic and social environment has undergone profound changes, and the production and operation environment of small and medium-sized enterprises has also undergone great changes. In addition, limited by enterprise scale, management level and professional talents, the development of small and medium-sized enterprises is extremely difficult.

Especially in financial management, SMEs lack the corresponding supervision mechanism and management experience, which leads to many problems in financial management and seriously hinders the development of SMEs.

The financial management of enterprises is the main problem that puzzles the development of enterprises at this stage, which seriously affects the financial operation and strategic development of enterprises.

Therefore, through the investigation and analysis of the present situation of financial management of small and medium-sized enterprises, this paper discusses the problems existing in financial management of small and medium-sized enterprises, and then puts forward corresponding solutions and countermeasures.

On the one hand, the research of this paper can explore the loopholes and shortcomings of financial management in the process of enterprise development, on the other hand, it can put forward corresponding solutions and countermeasures, which is of great theoretical significance for promoting enterprise development and improving financial management level.