It is best to be a big company, and it is best abroad, such as Microsoft, because domestic big banks and state-owned enterprises are estimated to be conservative, and small companies basically follow suit, and their financing preferences are not obvious. Large companies generally have their own financing decisions, and representative companies have their own personalities and are easy to analyze.

A small number of words can be compared and analyzed, such as representative foreign companies, large domestic banks and representative and prominent small enterprises. Comparing the data is more conducive to the overall discussion of the paper.

If the amount is large, analyze 10-20 SMEs and classify them into strong risk preference, general risk preference and conservative risk, and analyze and discuss them as a whole, so it is easier to form suggestions for a certain type of enterprises.

It is suggested to analyze the third kind, so that the paper will have its own unique views.