The "Fanggeer coefficient", as its name implies, is the ratio of rent expenditure to disposable income. If the Engel coefficient reflects the level of eating, then the house is the Geer coefficient, which measures the living conditions.
In the recent economic index race, the income lost again, and this time its competitor changed from CPI to rent. According to the statistics of Jia Lian Real Estate Research Center, from 20 10 to 20 12, the absolute rent level in Beijing increased by 18%, 15% and 14% respectively. Official data show that in 20 12, Beijing's GDP increased by 7.7%, CPI increased by 3.3%, and the disposable income of urban households increased by 10.7%. The increase in rent actually outperformed all the data!
According to the estimation of a house leasing company, the rental income ratio in some urban areas of first-tier cities such as Beijing and Shanghai is as high as 40%, while that in some areas of second-tier cities such as Nanjing has reached more than 30%. Rent has become the leading champion, and the rent-income ratio has risen steadily. More and more young people can't afford to buy a house or rent a house, and even flee from big cities because of high housing prices and high rents.
"Maybe the most ideal job in the future is not high salary, but food and shelter." Zhang Da, a medical graduate who has just worked for one year, lives in an old two-bedroom apartment in Qinhuai District of Nanjing with two classmates. For a house of more than 40 square meters, the rent is 2500 yuan per month. If it's not shared equally by three people, the rent of this house will cost Zhang up to half a month's salary.
Lin Hao, a graduate of Nantah with five years' experience in renting a house, said with great emotion, "I can't afford it now, and I can't afford it either. The' grid coefficient' is really sad! "
The rapid recovery of the real estate market in big cities such as Beijing is probably the most direct reason for the increase in rents. Wang Shuhua, a regional research center of Jiangsu Academy of Social Sciences, and other experts believe that the rent-to-income ratio is reasonable within 25%, and the rent-to-income ratio is within the range that residents can bear. Once it exceeds 30%, it means that the rent pressure is too high.
Zhang Xu, an analyst with Jia Lian Real Estate Market Research Department, said that all renters in the city are low-and middle-income groups, so policies should pay more attention to those who can't afford to buy houses and protect the interests of low-and middle-income people from damage. Vigorously promoting the system of public rental housing and low-rent housing is one of the guarantees for them to live with more dignity.
Wang Shuhua said that increasing housing supply, standardizing the rental market and curbing the excessive rent increase are the fundamental solutions. At present, it is more necessary to reasonably control and ensure that the rent increase is not higher than the income increase range, especially to enhance the predictability of policies and avoid policy fluctuations in housing market prices.
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