If there is a need to buy a house, it is still a good choice to withdraw the provident fund by loan. However, if there is no short-term housing hospital, it is not recommended to continue to pay the provident fund. At this time, you can choose to quit.
Your original work unit and the registered permanent residence are inconsistent. After the original unit seals up your original provident fund account, fill in the provident fund withdrawal form and prepare relevant materials, and you can withdraw the provident fund directly. The advantage of this is that you can control your own provident fund as soon as possible, but it will have a certain impact on future provident fund loans. However, the state has also issued relevant policies for the inconsistency between the provident fund account and the household registration location. First of all, the provident fund realizes the policy of mutual recognition and transfer in different places. Workers can apply for housing provident fund personal housing loans to the housing provident fund management center where their household registration is located with the deposit certificate issued by the housing provident fund management center in their place of employment. Secondly, the housing provident fund cancels multiple charging items. The policy stipulates the cancellation of housing provident fund, individual housing loan insurance, notarization, new house evaluation and compulsory institutional guarantee. These intermediate costs generally account for three thousandths to four thousandths of the total amount of provident fund loans, and the most is eight thousandths. Finally, you can also use the provident fund to buy a second suite. Housing provident fund loans are for paid employees who buy the first set of self-occupied housing or the second set of improved ordinary self-occupied housing, and they are not allowed to issue housing provident fund personal housing loans to paid employees' families who buy the third and above houses. This policy has given people who pay the provident fund a certain supporting role in improving their housing.
The material to be taken is: 1. Documents and official seals of employees applying for approval. 2. A copy of my ID card. 3. Approval and photocopy of termination of labor relations. 4. The entrusted employee can handle the account cancellation and withdrawal business by himself. For the certificate of entrusting the company, the financial personnel of the company will bring the above materials, company receipt and company seal to the center to handle the withdrawal business of closing the account and fill out the withdrawal form.
Please accept it if you are satisfied, thank you!