Bank of Ningbo's shareholding structure is relatively dispersed. The shareholding ratio of state-owned shareholders and foreign shareholders is close, and social corporate shareholders accounts for a considerable share. Judging from the top ten shareholders, the shareholding ratio of the top seven shareholders after the issuance is over 56%, and their respective shareholding ratios are close. This ownership structure gives the management a relaxed management space, and also avoids the contradiction between major shareholders from affecting the normal operation of the company.
Extended data:
Bank of Ningbo agency recruitment conditions:
(a) law-abiding, good conduct, recognition of Bank of Ningbo's corporate culture, willing to develop in the financial field for a long time.
(two) cheerful personality, willing to cooperate, with strong learning ability, communication ability, innovative consciousness and sense of responsibility, with good psychological and physical quality.
(3) In principle, fresh graduates from universities at home and abroad should graduate no earlier than September 20 17 and no later than the end of August 20 18, and have obtained diplomas, degree certificates and registration cards to start full-time work. If you are a graduate of a foreign university, you must pass the academic certification of the Ministry of Education at the end of August 20 18.
(4) Students from different majors are welcome to apply.
(5) Good health, in line with our relatives avoidance policy.
The idea of the Bank of Ningbo Institution:
First, although the business philosophy emphasizes the importance of coordinated development of efficiency, quality and scale, the bank management still pursues scale and profit, lacks the capital restraint mechanism, and does not focus on the core of capital return rate.
Second, in this process, operational risks cannot be prevented in advance in the system. Due to the lack of mutual constraints, there are insufficient constraints in business approval, billing, operation and management.
Most of the management requirements and system implementation are based on the moral hazard of branch presidents, and most of the requirements and system implementation at the branch level are based on the risks caused by branch presidents. The leaders at the branch level have good conduct and strong management ability, so there are no mistakes and no cases. The risk is managed not by the system and internal control, but by people's conduct, so there are huge risks at any time.
Third, there are many links at different levels and the management span is large, which leads to the discount of business operation standards and internal control system in the implementation process. In addition, each sub-branch originally evolved from a different urban credit cooperative, and different sub-branches originally had different "banks". This problem has not been well solved.
Fourth, the assessment method is difficult to solve the problem of fairness and justice. Even if the sub-branches are unified, the deputy governors in charge have different division of labor and different measurement standards, so it is difficult to be fair in income; Tellers with the same position and the same business volume may have different incomes in different branches.
Even if a complete salary system is established, it is often difficult to implement. At the end of last year, the Institute successfully implemented capital increase and share expansion, and its capital increased to 654.38+08 billion yuan. How to further operate steadily, avoid risks and ensure shareholders' return on investment?
It is the primary issue for the board of directors and the management team to consider. In view of this situation, commercial banks focus on strengthening capital constraints and implementing business and management process technology, and strive to build a new risk management system.
Baidu Encyclopedia-Bank of Ningbo