First, Ant Financial Service
Its credit lending includes loans and online business loans, and some users of Huayuan can obtain credit information.
Second, Gitzo Consumer Finance
Its subsidiaries include Gitzo Fu Bao, Gitzo Super Loan and Gitzo Consumption Stages. 3. Ping An Pratt & Whitney.
Its subsidiaries include Ping An I Loan, Oxygen Loan and Home E Loan.
Third, Weixin Huizhi Finance
Its subsidiaries include WeChat Credit Card, Doudou Money, Star Money Bag, Yue Le Flower Shop and Beauty Club.
Fourth, immediately consume finance.
Its subsidiaries include instant loans, job enjoyment, horse staging, comfortable flowers and so on.
Verb (abbreviation of verb) 360 Finance
It has 360 IOUs and so on.
The intransitive verb Bank of China Consumer Finance
Its subsidiaries include Xinyi Loan Micro-loan, BOC Consumer Wallet, Sina Loan, Sina Loan and Lexiang Loan. Seven, Baifubao Technology (Baidu Wallet)
It has Baidu Qianhua, Baidu Education Staging and Baidu Decoration Staging.
Eight, Gome
It has American loans.
Nine, China Post Consumer Finance
It owns China Post wallet, fast loan and so on.
X. jingdong finance
It owns JD.COM gold bars and so on.
XI。 Qianhai Weizhong Bank
It has small loans and so on.
Twelve. Zhaolian consumer finance
Its subsidiaries include Zhaolian Owner Loan, Zhaolian Consumption Staging, Good Term Loan, Credit Payment and Qihua.
Thirteen. Lacarra
It owns Lakara Easy Staging, and Lakara will wait for you.
Fourteen Suning finance
It has Suning's willingness to pay.
Fifteen, rural credit cooperatives
Including Qian Bao and mobile phone loans.
16. Huarong Consumer Finance has a credit wallet.
Seventeen, Yin Bei consumer finance has resumed loans.
I. Bank loans
Undoubtedly, all bank loan records will be uploaded to the credit information system, including consumer loans launched by banks, such as lightning loans of China Merchants Bank.
Second, joint loans.
Due to the limited funds of small lending institutions, they often lend money together with banking institutions. Because the loan funds include bank funds, such loans will also be submitted for credit investigation.
For example, before Alipay Ant borrowed money to upgrade, the funds were provided by the small loan institutions under Ant Financial. After the upgrade, a number of banks were introduced to jointly lend money. In the loan interface, you can see that lenders include other banks such as Shanghai Pudong Development Bank, and then ants borrow money. Also began to collect credit information.
Three. Other loans
Although some loans are not bank loans or joint bank loans, they will still receive credit information. As the number is too large to list one by one, you only need to pay attention to whether the loan contract and agreement at the bottom of the page are authorized, and upload the loan record to the credit information system of China People's Bank before applying for a loan.
Which small loans are on credit?
Microfinance for credit reporting:
1, micro-loan, owned by Tencent.
2. Sorry, it is owned by Alibaba.
3. Ping An Pratt & Whitney, a subsidiary of China Ping An Group.
4. Corporate credits such as Credit Wallet, Huarong and Jinshang Finance were at the lending meeting.
5. Credit card loan, owned by WeChat Jinke.
6. Doudou's money belongs to Wei Xinjinke.
7. Harbin Bank Mo Qian Finance.
8. Zhaolian Good Term Loan belongs to Zhaolian Finance.