Analysis on the Currency Security of Huaan Huicaitong Ⅰ: Product Properties
Huaan Huicaitong currency is essentially a money fund, and everyone knows that the risk rating of the money fund is low risk. Yu 'ebao has been in business for so many years, and we haven't seen it lose money. Among hundreds of money funds, only two money funds have negative expected returns in history, but they only lasted 1 day.
Therefore, from the nature of products, Huaan Huicaitong has higher currency security and less possibility of investment losses.
Currency Security Analysis of Huaan Huicaitong II: Investment Scope
According to the product introduction on the Alipay page, the proportion of money fund investment in bond assets is the proportion of investment bank deposits, generally bonds invested by money funds, with relatively high credit rating. Not to mention the security of bank deposits, so from the perspective of investment scope, the security of Huaan Huicaitong currency is also guaranteed.
Analysis on the Currency Security of Huaan Huicaitong III: Historical Expected Return Performance
Huaan Huicaitong Monetary Fund was established in July 20 14, with no loss in history. Judging from the 7-day annualized rate data of recent 1 year, it is above 4% most of the time, and the performance is very stable. The collective expected return of the Monetary Fund declined, and its 7-day annualized expected return only fell below 4%. On the whole, the historical expected income of Huaan Huicaitong currency is relatively stable, with no loss and relatively high security.
Summary: Huaan Huicaitong Monetary Fund is a low-risk investment product in terms of product nature, product investment scope and historical expected income performance, and its security is guaranteed, so investors need not worry too much.