The following is a short chat excerpt:
Song Tao: "Manqi is good at understanding the ups and downs in many aspects of her career. It's a lie that everything goes well. It's not unfortunate that something goes wrong, even if it goes wrong frequently. The major event may be a reversal. Never losing heart at any time is the guarantee of success. Du Hua said: "There will be sunshine, and all of us will tell you that there will be a rainbow!" ! I believe that beauty will come! If I were you, I would usually do this: laugh often, just smile in front of the mirror; Exercise and go outdoors more; Find something interesting to do and distract your attention; Record more happiness and unhappiness, and write down that toilet water is flushed with fire; Eat what you like best, don't want to be fat, sing what you like best, whether it's good or not; Watch sketches, listen to cross talk, read comics and the like, and laugh to solve thousands of worries; Chat with friends more, confide in intimate friends, and soon the bad mood will disappear! The above points are for reference only. It turns out that we men can go out for karaoke or something, and girls are not sure if we can. Maybe you'll relax after reading it. I wish you happiness every day! "
Maggie replied, "@ Song Tao-new york? Thank you, tears, warm power. I have been in debt recently and can't think of a solution. The hardest thing is to face yourself. If you can't solve it for a while, you will get into trouble. In fact, I know that gratitude can't be eaten as a meal, but it will gain strength and still fall into action. I know all this, but my ability is limited. I am very disappointed in myself, and I always don't want to express negative things and become something I hate. But it's really much better to say it I feel that there is hope for everything except commitment. Make adjustments. [Happy] [Happy] "
Team leader Marisa: Excuse me, how is the debt situation caused? Way? Create the possibility of solving problems? We want to witness your change! Plan the use of money. You can take this as a practical goal and the first priority of change. Do you think it's good?
Du Hua: @ Xu Manqi-Sports Commission? Hug manqi
Man Qi replied: @ Du Hua ~ Huzhou, Zhejiang? [Hug] [Hug] @ Melissa-Team leader? Analysis of the causes of debt, income and expenditure are not equal, and I have to use online loans. I spent tens of thousands of dollars on my so-called boyfriend and my own study expenses. Every little makes a mickle, and I didn't stop the loss in time. Now I have borrowed 6.5438+million from my friends and there is still a gap of 6.5438+million. Because there is no rural income at home, I can't help. At present, the salary of 8/9k a month, except for living, is found to be offset by interest, and the principal is not much. Many platforms have cut off credit reporting, and the usual living expenses have been minimized. The worst case is that the credit information is lost, for fear of affecting the work. Maybe I borrowed a sum of money to relieve the pressure (not at present), so the debt was collected and affected my life. I haven't thought about the method yet, but at the same time I'm thinking about how to generate income, enrich my resume, improve my skills and make myself feel competitive in my present position. To sum up, I am too blind and not smart to face my real strength. Although I dream of becoming a better self, it is very difficult. I feel that I owe too many friends, and there is nothing I can do now. A person's strength is really too small. Thank you for listening, which eased my mood.
Melissa, Team Leader: Thank you for your sincere sharing. Like learning time management, analyze the reasons and methods step by step. Listen to you share what to do next.
Mi Linger: @ Xu Manqi-Sports Commission? At the intersection of the three circles, find your own advantages, start learning+sideline, and have a little learning skills. In our writing group, if excellent students can write articles directly, you can see what you are good at, and then do something fruitful to turn big things into small moves. I know a person who was the first to run in the morning. Later, he ran well, won the first place, got the first batch of students, and began to recruit students step by step. Now she has installed 300,000 cochlear implants in Shanghai, becoming a trinity of course+writing+writing.
"To pursue results, use results to force income"
"I'm going to ask my male ticket tomorrow. He is a financial expert and asks about your situation. "
Wang Ling is the most direct, you can communicate with Manqi by phone:
@ Xu Manqi-Sports Commission? I will contact you tomorrow.
Maggie:? @? Miller-Xinjiang? Thank you very much for your efforts in something fruitful. I remember.
"Ok, I will face the problem correctly, ask for help first" and "work hard"
Du Hua: @ Xu Manqi-Sports Commission? If I were you, I would do so. First, I will ask my family and friends to find a way to repay the principal and interest on the p2p platform. Secondly, you can choose to use the bank's mortgage loan or credit loan to repay the principal and interest first. Then it can be divided into small pieces and paid back with income every month. Keep the living expenses and study fees, and pay the rest first. This amount is not large, but compound interest will be a trouble over time.
For your friends or relatives, they will rest assured that if they have money back every month, they will still be sure of you because they are helping you. (or an approximate date 10000 yuan). I believe it will be solved soon.
There is also a soft landing credit card. Make a reasonable plan for the monthly expenditure and record it with accounting software. Use what we have learned to manage. Is it okay?
Maggie: "I just got home from work during the day." Thanks to Sister Du Hua's advice, I am working hard in this direction, which is very difficult. Step by step to try, to achieve. Thank you very much for giving me more strength to face it. Thinking about the consequences of my bravado, how capable I am of doing many big things and letting go of stubbornness, I now keep accounts and know where my consumption has gone, but I no longer spend in advance to solve the current problem without thinking about the consequences, lack financial planning, and no longer feel lucky. "
Team leader Melissa: "This kind of reflection is valuable! Maggie, you realized it when you were young, which is helpful for your later life! "
"Put all the emotional responsibility on yourself. When you have negative emotions, let go of the people, things and things that cause your emotions, return your attention to yourself, feel that discomfort, and take full responsibility for that discomfort. "
Du Hua: Zeng Guofan said, "The progress I have made in my life is at the time of frustration and humiliation." Be sure to grit your teeth and motivate yourself, save your breath and increase your wisdom. Don't be complacent in vain. ""Everything is difficult, and those who succeed are heroes. "So Zeng Guofan is such a person who can grind his teeth and carry it down all the time. @ Xu Manqi-Sports Commission? Send a classic sentence. Difficulties make people grow up quickly!
Du Hua: I read a sentence today: There is a saying in ancient China that "those who don't help themselves, those who don't help themselves." If the grass is soft, if you let it grow by itself, it will fall down. But if it is surrounded by hemp and hard, you don't have to hold it in hemp, it will straighten up. This is called the blessing of teachers, and this is the power of friends!
Team leader Melissa: "Guys, it's been such a long time, and we've become a family! Everyone can take his most painful and affected family, personal life, stressful mood and problems as the first priority and goal to solve and practice! If everyone has a goal that needs to be achieved economically (Mr. Guth mentioned it first, and I agree with this reason, which can also measure a person's value to society), then we dare to face the key problems in life. If our platform can practice these problems, I believe our platform is truly meaningful and valuable. "
M fine small indeed luckily:
I got up at 5: 55 this morning and had a meeting at 6: 00 until 7: 10. I am afraid of affecting my family, wearing headphones, and my waist is uncomfortable. I'm also afraid of disturbing my family. I turned on the small light of the reader and took minutes of the meeting by the dim light.
I am very tired after work. When I was waiting for the bus, the No.6 bus came. Actually, I could get there. I'm too tired to walk a step.
Empty car, the master saw me, standing on the platform, lonely, red clothes made me paler. The master suddenly gave me a happy grin and invited me to get on the bus easily. The tall master wearing a mask and me on the platform suddenly felt warm. I'm too tired to open my eyes. Because the host was amused by such a playful and warm move, I smiled and waved, and that kind of joy should be immediate joy. I don't think the mask can hide my own happiness.
You don't mind the power you give others.
If the angel can record everyone's good, I hope to give this master a big heart? A little smile makes my mood sprout instantly.
The similarity is warmth. Do you feel the strength of our team through the above chat? Whether we can really solve Maggie's problem or not, I think it is very warm to have such a heart and good luck. Everyone in this world will face different problems. Is it difficult for adults to survive, live and mix in the workplace? Difficult, everyone is difficult, all walks of life are difficult, and everyone who makes a living is under great pressure. Including myself, I feel the same way. I dare not say how much my debt is. For ordinary people, it may make people collapse! In the face of their own financial crisis, individuals are also deeply reflecting and summarizing, but in the end they still have to rely on their own sources of income, reduce expenditures and solve them in a down-to-earth manner. The only good thing is that you can feel at ease and not worry too much. I believe that the solution is always more difficult than it is. If I get through the temporary difficulties, I will eventually have a bright future.
Without talking about specific practical problems, thinking about the experience and lessons of these years, I will feel that when people often face difficulties, their minds are generally clear and their actions are prudent. Like God never shuts one door but he opens another, they will definitely find a solution to the problem. At the critical moment, one cannot lose confidence and reason. For example, Zeng Guofan quoted by Shangduhua can also be understood as the difficulty is the bonus, and the more frustrated, the more brave! Crisis is organic in danger, but why do some people survive the pressure and others are knocked down by it? Different people will have different results. At this time, we all need to cheer up, but to become a real strong person, this innate courage and toughness are essential qualities.
I still borrowed a passage I wrote a while ago when I was discussing the dilemma of life with Wang Ling, saying that there is a classic saying of Indian Buddhists: If the dilemma can be solved, why bother to reinvent the wheel; If there is no solution to the dilemma, why not be happy? Facing difficulties, no solution or no solution, worry, doubt, pain, entanglement, self-torture, etc. Meaningless. Only by seeking internally, working hard and being optimistic, all difficulties will be trampled underfoot! As we often say, "there are a few words floating in the sky, which are nothing"! In any case, people will yearn for, will continue to break through their own limitations, and go up a little with great expectations. The difficulty is temporary. God won't keep us trapped in the mire, we will definitely jump out. It is precisely because the future can be expected that we will be happy and take pleasure in suffering. How steel is tempered and what kind of test is experienced, so we must persist in optimism! ?
Just as we firmly believe that the team has always maintained a valuable spirit, everyone has made new breakthroughs and kept moving forward. In less than 300 days, we deeply realized that no matter how far away, walking is close; No matter how difficult it is, it will be done smoothly. We will believe that dripping water wears away the stone is not the power of water, but the power of repetition and persistence. All successful methods are persistence. Is a better way to get through all the difficulties!
When I got a part-time job by physical strength and technology, when I scribbled these forceful words, I was inspired and moved! In order to survive, to be beautiful in the future, to adapt to the new environment, to lose vanity, to lose timidity, I am also trying to overcome my own defects and imperfections, to improve bit by bit, to leap and break through bit by bit. Looking for a job in America is like starting over. My knowledge and wisdom are not up to the level of living by my head. Then I will still use my hard-working hands to change the situation, take the initiative, dance with pressure and advance with adversity! To myself and all my team partners, I want to say: It's never too late to start. It's better to act today. No matter what others think of me, I believe that one day, the future that can be seen bit by bit will slowly soak in my heart and at my feet. Because of life, I never mistreat everyone who works hard!
Encourage with all partners!