Performance is about to build three core competencies of wealth management, asset management and comprehensive financing, and four development pillars of digital transformation, CITIC collaboration, risk control system and corporate culture. Consolidate the two foundations of management, technology and talents. In addition, at the press conference, the bank said that it is building a "wealth management-asset management-comprehensive financing" value chain with wealth management as the main body. Fang stressed at the press conference that "new retail" with wealth management as the core will become the first strategy and the biggest growth point of CITIC Bank. In the next 2-3 years, retail revenue will account for more than 50%, and its scale and strength will enter the first echelon of the industry. In the intelligent era, whether it is a grand strategic action plan or a new growth model that conforms to the trend of the times, financial technology has become a key factor to support and drive its smooth implementation. Therefore, this paper deconstructs the strategic layout of financial technology under CITIC Bank's "Top 342 Nuclear Action Plan" from six aspects: "overall strategic objectives, financial technology organization structure, the proportion of scientific and technological personnel, the proportion of scientific and technological investment, the key layout of financial technology, and the effect of digital transformation", as well as the effective path of technological empowerment value to create bank construction.