There are two types of insurance for education savings: 1, which is the traditional education annuity insurance. For example, 15 years old (usually high school age) is collected every year until the end of college graduation. There are also people who receive insurance money until they are 25 years old, as their own study abroad money or wedding money, so the insurance amount is fixed and the protection is clear. 2. It is a popular universal insurance or investment-linked insurance in the market at present, which is mainly reflected in three flexibilities: flexible payment, flexible guarantee and flexible withdrawal. Generally speaking, the investment effect of long-term continuous payment is not good, of course, its income opportunity may be greater than the traditional education annuity insurance. Determine which one to choose and ask customer service how to insure.