1. online payment: college students can log on to Harbin social insurance online service platform and complete online payment according to the system prompts. Payment methods include UnionPay online payment, Alipay and WeChat payment.
2. Offline payment: College students can bring valid identification materials and payment amount to the local social security bureau window or designated bank outlets for cash payment.
There are many ways to pay for medical insurance for college students in Harbin. First of all, students can choose to pay through online platforms, such as Alipay and WeChat payment. Secondly, students can also choose to go to the social security bureau window or the relevant medical insurance institutions to handle the payment procedures, which can be cash or credit card. In addition, some schools also provide self-service payment machines or payment services, and students can pay fees at designated locations on campus. No matter which way you choose, students need to prepare personal identification, student ID card and other related materials, and complete the payment procedures according to the prescribed time and process. Students are advised to know the specific payment details and deadline in advance, so as not to delay time or generate additional expenses.
Secondly, for college students who pay fees, it generally means that schools or other institutions pay medical insurance fees on their behalf. The specific operation mode is as follows:
1, school fees: Some schools will charge students' medical insurance fees at the beginning of each semester and pay them on their behalf. Students only need to provide relevant materials according to the requirements of the school, such as identity certificate, student status certificate, etc. , complete the payment.
2. Payment by other institutions: Some groups, organizations or private schools may also pay medical insurance fees for college students. Students only need to provide relevant materials according to the requirements of the organization, such as identity certificate and school registration certificate. , complete the payment.
Medical insurance benefits:
(1) outpatient treatment. For general outpatient treatment in 500 yuan every year, the maximum outpatient treatment in case of accidental injury is 1 1,000 yuan. If you have hypertension and diabetes, you can enjoy the treatment of "two diseases" outpatient service. If there are special outpatient diseases (65,438+00) and chronic outpatient diseases (27), you can enjoy corresponding outpatient treatment.
(2) hospitalization. You can enjoy the minimum reimbursement rate of 80% and the maximum reimbursement rate of 90% within the scope of the policy every year.
(3) critical illness insurance benefits. Within one year, the individual pays more than 12000 yuan within the scope of medical insurance, and the reimbursement of serious illness insurance is not capped.
Treatment duration:
In order to ensure the effective connection between freshmen's medical insurance and medical insurance in different places, medical insurance benefits are uninterrupted. After the insurance payment, the benefit period of medical insurance is from September 1 day to February 3 1 day, 2024.
Harbin college students' medical insurance payment methods are diversified, including online payment and offline payment. Online payment can be completed through the social insurance online service platform, and the payment method is convenient. Offline payment can be made to the social security bureau window or designated bank outlets, and cash payment is convenient.
To sum up: From September 2023, if there is a willingness to participate in insurance and the medical insurance benefits are not started after payment, the medical insurance department of the district and county where the school is located will open a green channel for participation in insurance payment.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.