government-subsidized student loans
Amount: no more than 12000 yuan per student per year.
Educational system: educational system plus 15 years, with a maximum of 22 years.
Interest rate: It shall be implemented according to the loan market quotation rate (LPR) of the same grade in the same period minus 30 basis points, and the interest (including suspension due to illness) during school shall be borne by the state.
Student-origin credit student loan: consult the student financial aid management institution in the county (city, district) where the household registration is located.
On-campus national student loan: consult the student aid department of colleges and universities.
(Hint: In the same academic year, students with loan needs can only choose to apply for a national student loan. )
Freshmen Admission Assistance Scheme
Amount: 500 yuan, a freshman in colleges and universities in this province, and a freshman in colleges and universities outside this province 1, 000 yuan.
Scope: economic difficulties in the central and western regions.
Consulting department: local county-level education department.
University student financial aid hotline
Ministry of Education: 0 10—66097980, 0 10—66096590.
Acceptance time: before September 15, 8:00-20:00 every day (including Saturday and Sunday).
"green channel"
All colleges and universities in China have set up "green channels" for freshmen, and students with financial difficulties can go through the admission procedures through the "green channels" even if their tuition fees are not raised. After entering the university, the funding departments of colleges and universities identify difficulties according to the specific conditions of students and take different measures to give financial assistance.
After entering school
The state encourages scholarships.
Amount: 5000 yuan per student per year.
Qualifications: Full-time undergraduate (including higher vocational and second bachelor's degree) students with excellent academic performance and financial difficulties.
State subsidy
Amount: The average subsidy standard is 3,300 yuan per student per year, and the specific standard is determined by colleges and universities within the range of 2,000-4,500 yuan per student per year, divided into 2-3 grades.
Qualifications: Full-time undergraduate students with financial difficulties (including preparatory courses, higher vocational colleges and second bachelor's degrees). Full-time students of retired soldiers in school all enjoy the national junior college student grant (3,300 yuan per student per year).
(Hint: Normal college students directly under the Ministry of Education are exempt from paying tuition, accommodation and living expenses during their school days, and no longer receive national inspirational scholarships and state grants at the same time. )
national scholarship
Amount: 8,000 yuan per student per year (national inspirational scholarship cannot be obtained at the same time), and 60,000 students are rewarded each year.
Qualifications:
Grade two or above (students with special academic system will be determined to participate in the national scholarship evaluation of the corresponding academic year according to the level of courses taken in that year);
Academic performance and comprehensive evaluation results rank in the top 10% (inclusive);
Students who rank in the top 10%~ 30% (inclusive) in academic performance and comprehensive evaluation performance have outstanding performance in other aspects.
(Hint: A certificate of honor uniformly printed by the state will be issued. )
Part-time job during college study
Posts: mainly teaching assistant, research assistant, administrative assistant and school public service.
Time: In principle, it shall not exceed 8 hours per week and 40 hours per month. Winter and summer vacations can be extended appropriately.
Monthly remuneration for fixed posts: the remuneration for 40 working hours per month shall not be lower than the minimum wage standard or the minimum living standard for residents set by the local government or relevant departments in principle, and may fluctuate appropriately.
Temporary posts are paid by the hour: the hourly salary can be reasonably determined by referring to the minimum hourly wage standard stipulated by the local government or relevant departments of the school, and in principle, it is not lower than per hour 12 yuan RMB.
Intra-school funding
Schools use business income to extract funds and social donation funds to set up scholarships, grants, subsidies for difficulties, food subsidies, interest-free loans on campus, tuition fee remission and other school-funded projects.
Temporary relief
Increase the assistance to unemployed college students and other young people with difficulties in life, and take corresponding measures such as temporary assistance in time according to the actual situation. In the face of the epidemic, many universities and provinces provide special living allowance for epidemic prevention and control, apply for temporary hardship allowance and invisible food allowance for students with financial difficulties. Many universities have provided warm-hearted materials and psychological assistance.
After graduation
Exempt the national student loan interest that should be repaid by this year and previous graduates, and the interest-free funds shall be borne by the state finance; You can apply for an extension of 1 year to repay the principal, excluding compound interest. Graduates who fail to repay in time due to the epidemic situation will not affect the credit investigation. It is estimated that more than 2 billion yuan will be interest-free and more than 5 billion yuan will be postponed, benefiting more than 4 million graduates.
Join the army as a soldier
Tuition compensation, national student loan compensation, and tuition reduction and exemption shall be implemented for college students who are enlisted for compulsory military service, become noncommissioned officers (former noncommissioned officers), and return to school or enter school after retirement. Undergraduate students are not allowed to exceed 12000 yuan per year.
Go to grass-roots employment
If the fresh graduates of central universities voluntarily go to the central and western regions, hard and remote areas and grass-roots units below the county level in old industrial bases for more than 3 years (including 3 years), they will be given tuition compensation or national student loans for tuition fees, and each junior college student will not be higher than 12000 yuan per year. Compensation for tuition fees for graduates of local colleges and universities is formulated and implemented by local governments with reference to central policies.
Become a rural teacher.
Normal students at public expense in six normal universities directly under the Ministry of Education, as well as those in the orientation training program for outstanding teachers in underdeveloped areas in the central and western regions, can also receive cost of living allowance without paying tuition and accommodation fees during their school days.
Excellent students who are interested in teaching and meet the requirements of non-normal majors can be transferred to public normal majors within two years of enrollment, and colleges and universities will refund tuition and accommodation fees and reissue cost of living allowance. Students who are interested in applying for local public-funded normal students and the "Excellent Teacher Program" normal students enrolled by local normal universities in central and western provinces can make specific consultations with relevant institutions.