At present, many college students may want to start their own businesses, and our country has also introduced many relevant preferential policies. Interest-free loans for college students' entrepreneurship are mainly a preferential policy for college students who want to start their own businesses. 1. Conditions for applying for interest-free loans for college students: 1, identification certificate; 2. Students need to provide student ID cards and transcripts; 3. Graduates are required to provide graduation certificates and degree certificates; 4. Checklist of frequently used bankbooks or bank cards in the past 6 months; 5. Other credit certificates: scholarship certificate, class cadre certificate, club activity certificate, various honor/social reward certificates, such as blood donation and voluntary teaching. 6. Check whether students have bad criminal records. 7. College degree or above; 8 unemployed for more than 6 months after graduation, and registered in the local labor and social security department. Remind students that only those with the above conditions can apply for a bank. The materials to be provided at the time of application mainly include: proof of marital status, proof of repayment ability such as personal or family income and property status; Agreements and contracts related to the purpose of the loan; Guarantee materials, involving the ownership certificate and list of collateral or pledge, and the appraisal report of collateral (pledge) issued by the appraisal department recognized by the bank. In addition to written materials, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity, qualified guarantor guarantee, etc. The payment amount is determined according to the specific guarantee method. 2. Detailed explanation of interest-free loan process for college students: 1. When college graduates apply for the registration of the establishment of individual industrial and commercial households, they should show their graduation certificates and personal identity cards issued by ordinary colleges and universities, and the National Employment Registration Certificate for College Graduates from Ordinary Colleges and Universities or the National Employment Registration Certificate for Graduate Students (hereinafter referred to as the Registration Certificate) issued by the employment authorities of provincial colleges and universities; 2. After verification by the registration authority, go through the registration formalities according to law, indicate the registration time on the registration certificate, affix the seal of the registration authority and return it to me, and indicate "college graduate" after the name of the business license operator of individual industrial and commercial households; 3. College graduates are exempt from the above-mentioned related fees with the business license of individual industrial and commercial households. Warm reminder: The Wechat business loan provided by the state for college graduates is a government-subsidized loan with a term of 1 ~ 2 years, after which it will no longer enjoy financial discount. Generally, the amount of venture loan is required: the maximum amount shall not exceed the working capital required by the borrower for normal production and operation activities and the purchase (installation or repair) of small equipment (machines and tools), of which the longest term of working capital loan for production and operation is 1 year; Personal business loans shall be subject to the fixed loan interest rate promulgated by the People's Bank of China, and the interest rate may fluctuate within the prescribed range.