If investors want to invest in silver coins, they need to know something about the silver coin market, in which commemorative silver coins appreciate greatly and quickly, while ordinary silver coins are low in price and simple in operation. Investors can choose different varieties according to their own situation. Shanghai Huatong Platinum and Silver Trading Market opened in July, 2003, with the opening of "China Silver Network" and online trading. However, only enterprises with the qualification of "Huatong Platinum Bank" can participate in online transactions and do not accept personal transactions, so investors can invest through enterprises with the qualification of dealers.
The buyer's dealer can pay the down payment of 200 yuan/Jin in installments according to the number of transactions, and then purchase the transaction. Before submitting the warehouse receipt, the seller's dealer can conduct the sales transaction by providing the goods guarantee. The minimum transaction quantity 1 batch is 30kg, and the transaction fee is 0. 5 yuan/Jin. The Shanghai Gold Exchange plans to launch spot and deferred silver trading in July, which may provide investors with more investment channels. Paper silver is a kind of personal certificate silver, which is a new precious metals investment variety after paper gold in Chinese mainland. Investors buy and sell "virtual" silver on the books according to the bank quotation, and individuals earn the silver fluctuation price difference by grasping the international silver trend. Investors' transaction records are only reflected in the "silver account" opened by individuals in advance, and there is no extraction and delivery of physical silver.
Mainland paper and silver investment products are provided by China Industrial and Commercial Bank of China, and the way of opening an account and entering the market is similar to that of paper and gold investment: the online bank applying for ICBC has a column of "Online Precious Metals" in the online bank of ICBC, and the precious metals interface of the account will display the buying and selling prices as long as you click to enter. The most important silver-related stock in Shenzhen and Shanghai stock markets is G Yuguang, which is the largest silver production base in China, with earnings per share of 0 in 2005. In 38 yuan, silver products accounted for 23% of its main business income in the third quarter. 54%, gross profit margin of 8. 88%。 Non-ferrous metal plate has a large increase, but it is expected that if the price of silver in the international market continues to rise, there will still be opportunities.
In the international market, various commodities, especially non-ferrous metals and precious metals, are in the ascendant. Due to twin deficits, the problem of weak dollar has not been solved, and investors seek to preserve value. Precious metals have become the best safe haven. If the silver ETFs fund is approved for listing, the price of silver is likely to hit a new high.
Under the background of international political and economic stability, there is a great possibility of successful issuance of silver funds. It is expected that the price of silver will continue to rise, but once it falls, it may fall even faster. Investors must be fully aware of the risks. Especially when doing margin trading, leave room and pay attention to stop loss in time. The so-called "paper silver" is a kind of personal voucher silver. Investors must buy and sell virtual silver on the books according to the bank's quotation. Individuals earn the fluctuation price difference of silver by grasping the international silver trend. Transaction records are only reflected in individual silver accounts opened in advance, and there is no cash withdrawal and delivery of physical silver. Only ICBC officially launched the paper and silver business.
Compared with silver T+D, this investment mode is characterized by long position, no short position, no margin and no leverage effect. For investors, they can only buy the silver in their accounts and sell it after the price of silver rises, so as to obtain the spread income. Silver is easier to make money when the price rises unilaterally, so it can only become an entry-level investment variety.
China Industrial and Commercial Bank has two kinds of transactions: account silver (ounces) against US dollars and account silver (grams) against RMB. The trading threshold is 5 ounces and100g respectively, and the threshold is quite low. The handling fee is charged in the form of a fixed unilateral spread, and the spread for investing in silver, RMB and USD is 0 respectively. 04 yuan/gram and 0. 15 USD/oz.
On September 20 10, just after ICBC launched the account silver business, Mr. Wang made an investment, just in time to catch up with the bull market in which the price of silver rose repeatedly, and the investment of tens of thousands of yuan almost doubled. Teacher Wang summed up the experience of paper and silver operation. First of all, he should be cautious when entering the market, and should not operate in Man Cang. Due to the fluctuation of paper and silver, if you operate in Man Cang for the first time, you won't have a chance to cover your position when the market falls. Therefore, just entering the market can start with one hand and operate in stages. The second is to make full use of the profit and stop loss in the entrusted price.
The profit and stop loss prices are set in the trading system of the bank. Buying profit means that the system automatically buys paper and silver when the price reaches the set psychological price, and selling profit means that the system automatically buys when the price reaches the set price. Paper silver and paper gold have the same trading time. This is an all-weather transaction. The setting of ICBC is to open at 6:50-7:00 on Monday morning and close at 4: 00 on Saturday morning, during which trading will be uninterrupted for 24 hours. Because Mr. Wang doesn't have time to stare at the silver market for 24 hours, and the fluctuation of silver will change obviously in just a few minutes, buying profit can buy paper silver at a low price. The setting of trading stop loss is very important, but the stop loss entrustment operation cannot be easily adopted. Because the price of silver fluctuates greatly, there will be a sharp drop and a sharp rise in a short period of time in the case of rising. If a stop-loss commission is set at a lower position, it will be cleared by the system. Therefore, if it is not Man Cang's operation and the loss is too great, Mr. Wang suggests not to adopt stop-loss entrustment operation.
"Fried silver, gold, too, mentality is very important. You can only use spare money to speculate in silver. After all, the price of silver has skyrocketed, and I don't know when it will fall back. We should keep a clear head, "Mr. Wang said. Although the Shanghai Gold Exchange has also opened spot silver trading, it is not open to individuals. On the platform of the Gold Exchange, individuals can participate in silver deferred trading Ag(T+D) business. This is also the hottest way to invest in silver at present.
Delayed operation of silver is risky, so it is best to invest with idle funds. Teacher Zhu reminded that novices should first be familiar with the trading rules and can trade with one hand in the early stage. Under the trend that silver has been bullish, you can buy on dips and be cautious about shorting. According to the market data released by Shanghai Gold Exchange on April 12, the daily trading volume of gold on T+D is 1. 570,000 kg, and the volume of silver T+D is 170. 90,000 kilograms. On that day, the rise and fall of silver T+D was more than twice that of gold T+D. Ye, a researcher at the Institute of Trust and Financial Management of Southwestern University of Finance and Economics, believes that silver is more volatile than gold and has more advantages in operation, but from another perspective, it is also more risky. Silver T+D deferred trading is a margin trading mode, that is, a leverage mode with small bets and large bets. Silver prices are traded in two directions, and the margin 15% can rise or fall. Due to the sharp fluctuation of the silver market price and the increased investment risk, the Shanghai Gold Exchange raised the margin ratio of silver (T+D) contracts of its member units on 2010/1,which was also raised by major banks. The minimum margin ratio set by ICBC and Industrial Bank for silver T+D business is 15%, Minsheng Bank and Shanghai Pudong Development Bank are 17%, and China Everbright Bank is 18%. The most attractive thing about silver T+D trading is its leverage mechanism. Silver T+D can provide investors with 6 at most. Six times the leverage of funds. From the business model, the business model of silver T+D is almost the same as that of gold T+D, and its trading unit is 1 hand =1000g. Because T+D trading adopts leverage mechanism and the price of silver is relatively low, the investment threshold is still very low. According to the margin ratio of 15%, the price of 8,800 yuan/kg of silver can be invested as long as 1320 yuan. From the perspective of investment cost, the handling fee rate of silver T+D products is very low. Different banks have different rates, and the approximate rate in the market is 0. 14%~0。 18%。 In the silver T+D business, the handling fee rate is determined according to the transaction amount, so the actual rate should be enlarged synchronously with the margin leverage. For example, if the margin ratio is 1: 1, the transaction amount is equal to the actually invested capital, and the rate is 0. 14%~0。 18%; If twice the deposit is used, the actual rate will be enlarged by the same proportion 1 times. Mr. Zhang, who has been in the stock market for many years, began to set foot in the silver T+D extension business in the first half of 20 10. At the end of 20 10, when silver rose rapidly, he turned over 350,000 in 1 week.
Take the minimum leverage ratio of bank silver T+D transaction as 15% and the handling fee as 1 17 ‰, and invest 5 lots of Ag(T+D) with the principal of 6600 yuan. On the premise that investors look at the right direction, if Ag(T+D) fluctuates 1%, investors can get about four times the income. In the case that the trend of silver is judged correctly, the characteristics of silver T+D to obtain excess returns by small tricks are very obvious. However, if the trend and judgment are just the opposite, and the positions are not filled in time, some deposits will lose money. With the promotion of the status of silver, silver concept stocks have also stepped out of the strong rising market since June 2065438+00. However, since 20 1 1, although the rise of international silver prices has not slowed down, the performance of silver stocks in the secondary market is no longer fierce.
An industry analyst believes that the most important thing to invest in silver stocks is to look at expectations. If the price of silver continues to strengthen, silver stocks will continue to perform. Nowadays, the market is divided on whether the price of silver can continue to strengthen, and the silver stocks in the secondary market are reflected in the shock trend of silver stocks. From this perspective, the greater the proportion of silver business, the more listed companies will benefit.
Among the A-share non-ferrous listed companies, six listed companies are recognized as silver concept stocks in the market, namely *ST David, Yuguang Gold and Lead, Ronghua Industry, Western Mining, Jiangxi Copper and Chihong Zinc and Germanium.
1. Silver wealth management products
For wealth management products linked to silver, many investors complained that "they earned the index and didn't make money, but they enjoyed it." For this kind of products, financial experts suggest that investors should clearly understand the operation mode and risk-return mechanism of the products before buying. Many times, such products do not necessarily make money when the price of silver rises. When investors choose related wealth management products linked to silver, they need to pay attention to the fact that wealth management products will be constantly affected by interest rate hikes, and they should choose the right investment opportunity to enter.
2. Silver futures
At present, silver futures, the most important way of silver investment in the world, is still absent in China. Yang Maijun, general manager of Shanghai Futures Exchange, revealed that the institute is actively preparing for silver futures, and the relevant conditions are ripe and will be launched before crude oil futures. Therefore, investors should be wary of some companies that claim to be able to invest in silver futures. Underground leverage products contain great risks, and if you are not careful, you will lose your money.