The loan for black households is as follows: 1. Private lending. In this case, the borrower may be required to provide more proof of repayment ability when the loan is publicized. If the borrower has a mortgage, a real estate and a stable job, the pre-loan review will be more severe. At the same time, if a black household applies for a loan, the lending institution may increase the borrower's loan interest rate or reduce the borrower's loan amount as appropriate. 2. If black households want to apply for loans, they can try to apply for loans from banks through local loan companies, which is one of the channels for black households to apply for loans. 3. Find a loan company. Lending companies usually value collateral more than personal credit. If the borrower borrows money through the loan company and can provide collateral, it will be easier to obtain funds. During private lending, we must pay attention to the following points: 1. When people borrow money, they must sign a debit note. Because when it appears, the IOU is a strong evidence. 2. This article is still related to IOUs. Pay attention to the content, borrower and amount of IOUs when writing IOUs. Take the loan amount as an example. If you only borrowed 6,543.8+0,000, but the IOU says 6,543.8+0,000, congratulations on paying it back at 6,543.8+0,000. 3. IOUs need to be properly kept, which is the only proof of private lending. Two. Notes on loan 1. When applying for a loan, the borrower makes a correct judgment on his repayment ability. Design a repayment plan according to your income level, leaving room appropriately, without affecting your normal life. 2. Choose the appropriate repayment method. There are two repayment methods: equal repayment method and equal principal repayment method. Once the repayment method is agreed in the contract, it shall not be changed during the whole loan period. 3. Repay on time every month to avoid penalty interest. From the month after the loan is initiated, it is generally the repayment date of the next month. Don't cause liquidated damages because of your negligence, so that banks can't apply for loans again. 4. Take good care of your contracts and IOUs, read the terms of the contracts carefully, and know your rights and obligations.

Second, where there are black hole loans, introduce one.

The following is about black households, which can be used for reference.

1. Private lending. In this case, the loan company may require the borrower to provide more proof of repayment ability when handling the loan. For example, it will strictly check whether the borrower has collateral, real estate and work. At the same time, if a black household applies for a loan, the lending institution may increase the borrower's loan interest rate or reduce the borrower's loan amount as appropriate.

2. If black households want to apply for loans, they can try to apply for loans from banks through local loan companies, which is one of the channels for black households to apply for loans.

3. Find a loan company. Lending companies usually pay more attention to collateral. If a borrower borrows money through a loan company, it can easily obtain funds.

3. What are the black loans?

Water is like an installment cash bus. You lend me money and I'll lend it out. Anyway, the super-high fees are illegal online lending institutions without the permission of relevant departments.