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Do college students have medical insurance?
College students with medical insurance participate in urban residents' medical insurance. The school will pay the fees uniformly. After applying for medical insurance, college students will receive medical insurance books and medical insurance cards issued by the school. Under normal circumstances, one-time payment of medical insurance fee (in tuition) is only valid for the next school year (September of that year 1 to August of the following year1), and the accumulated reimbursement during this period shall not exceed that of 500 yuan; In fact, Cary has no money, which only proves that she has participated in the basic medical insurance for urban residents; Reimbursement of medical expenses (including hospitalization, general outpatient service and special disease outpatient service, etc.). ); The first hospital to participate in medical insurance is the school hospital of the school.

College students participate in the basic medical insurance for urban and rural residents. The insurance year is from July 1 day of the current year to June 30 of the following year. The basic medical insurance benefits will take effect from July 1 day, and the medical expenses will be reimbursed according to the provisions of minor medical insurance:

(a) in accordance with the provisions of the outpatient medical expenses, according to the following proportion of reimbursement, the rest of the individual pays:

1. 1000 yuan for medical expenses reimbursement of 35%;

2. Medical expenses 1 1,000 yuan or more (including 1 1,000 yuan), and the part less than 5,000 yuan shall be reimbursed by 45%;

Medical expenses above 3.5,000 yuan (including 5,000 yuan)10,000 yuan shall be reimbursed by 55%;

4. Medical expenses above 10000 yuan (including10000 yuan) shall be reimbursed by 65%.

(two) in accordance with the provisions of the medical expenses incurred in hospitalization, according to the following proportion to be reimbursed, the rest of the individual pays, and the medical expenses of multiple hospitalizations during the year are calculated:

1. Medical expenses 10000 yuan or less, the reimbursement rates in tertiary, secondary and primary medical institutions are 55%, 65% and 75% respectively;

2. If the medical expenses 10000 yuan or more (including 10000 yuan) is less than 20000 yuan, the reimbursement rates in tertiary, secondary and primary medical institutions are 60%, 70% and 80% respectively;

3 medical expenses of more than 20 thousand yuan (including 20 thousand yuan), the proportion of reimbursement of tertiary, secondary and primary medical institutions is 65%, 75% and 85% respectively.

legal ground

People's Republic of China (PRC) social insurance law

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.