If you can be admitted to Xiamen University, then the next step is to have a high GPA. 3.0 is equivalent to the average score of 80 in China schools, and it is better to reach 3.5.
If you can meet this standard, the TOEFL score is above 100, the GMAT700 score is above 700, and the top 50 schools in the United States are fine.
IELTS 7-7.5, any good school in Britain can do it.
Whether it is finance or accounting, the United States is of course the best, with many opportunities and many schools. There are hundreds of universities in China Everbright University, but there are only 100 universities in Britain. There are relatively few opportunities, and the number of graduate students in Britain is only 1 year, which is relatively less academic.
City University of Hong Kong is good. The atmosphere abroad is very close, but I still suggest going abroad. After all, Hong Kong has not jumped out of the category of China, and it is still the strongest in accounting and finance in the United States.