There are many minefields in universities, so I won't talk about all kinds of online phenomena. In fact, the most serious of these situations is the problem of campus loans, which has a great impact. The Internet has brought many applications, including many loan platforms, and there are also these small advertisements in schools. If you have temporary cash, you usually buy what you like. The reality after consumption is that you have no repayment ability. If you pay back after one day, you will pay more interest. The most serious consequence is to affect your credit and eventually lead to the whole family? Bankruptcy

This is a common phenomenon in universities. Because college students can't plan their own consumption well, they also have the behavior of spending in advance. While college students have no fixed income, it is difficult to pay back the money at this time. They finally fell into the storm of campus online loans and high-interest scams, which caused many campus tragedies.

Some lending institutions will collect relevant and useful personal information of students when granting loans, so they know the personal information of students very well. Therefore, if students can't repay on time, borrowers may take bad measures against students and their parents, which will do great harm to students' personal safety and the order of university campus.

We should establish a reasonable consumption psychology, put an end to vanity and blindness, and avoid excessive consumption and excessive consumption. If there is consumer demand, you can explain the situation to your parents, ask teachers and classmates for help, and don't believe me or the advertisements on the quick money platform. It is necessary to strengthen the study of financial consumption and network security knowledge, master simple monetary basic management knowledge, strengthen consumption management knowledge, and improve the understanding and prevention ability of illegal loan fraud on the Internet. Don't blindly believe in the online loan products you sell, especially be careful about the sales of familiar people, and don't fill in and disclose personal information at will. We should comprehensively and reasonably evaluate our economic situation and use campus loans cautiously.