Credit card application conditions are generally as follows:
1. Any natural person who is at least 18 years old and not more than 60-70 years old (banks and card types have different requirements for the upper age limit, but all must be at least 18 years old), has full capacity for civil conduct, has a stable and legal income source and has a good reputation can apply for a credit card from the card issuer with his valid identity certificate and other documents required by the card issuer.
2. Personal card holders can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.
3. Enterprises, administrative institutions, social organizations, military units and economic organizations authorized by legal persons with independent legal person status in People's Republic of China (PRC) can apply for credit card unit cards with the basic deposit account account registration certificate approved by the People's Bank of China. The qualification of the cardholder of the unit card shall be designated and revoked in writing by the legal representative of the unit or its entrusted agent. Each unit can apply for multiple unit cards.
The information required to apply for a credit card is:
1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (indicating the specific company name, department, position and income, and stamped with the company's official seal or personnel seal), or a copy of the work permit/license;
3. Proof of financial resources: it can be a bank's salary flow, or an income tax withholding certificate, or a document that proves the market value of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.