Study abroad category-science and engineering
The lowest cost of studying in Baddary is the Australian National University, which costs 32,256 Australian dollars per year, and the highest is the University of Sydney, which costs 44,500 Australian dollars per year. Therefore, the engineering tuition is about 6.5438+0.7 million to 230,000 RMB per year, and the living expenses are about 270,000 to 330,000 RMB per year.
Business accounting, finance and other majors.
The lowest tuition fee for eight universities is 39,500 Australian dollars per year for the University of Western Australia, while the most expensive is the Australian National University, which must be 45 168 Australian dollars per year. The total tuition fee is about 200,000-230,000 RMB per year, and the living expenses stipulated by the Immigration Bureau are 65,438+08,665,438+00 Australian dollars per year, totaling about 95,000 RMB.
Other technical majors
Other professional expenses are also around 30,000-40,000 Australian dollars, totaling RMB 654.38+0.5-0.2 million. In addition, the living expenses are generally around 250,000-300,000. The cost of living in places like Sydney and Melbourne will be more expensive than in other cities. Australia is a big country that allows international students to work. Immigrants require that international students be allowed to work 40 hours every two weeks, with no limit on holidays. But the part-time salary in Australia is 22.25 Australian dollars per hour, so the part-time salary of working can definitely cover up your living expenses and even save some money.
How to save the cost of studying in Australia? Dual currency credit card
For studying abroad, many parents have prepared enough funds. It can be said that studying abroad is not short of money, but they are afraid that their children will spend money indiscriminately. At the same time, because the children are not around, parents can't control it. For this matter, you can choose to handle a dual-currency credit card. Students can go abroad with attached cards to spend their money, and their families can deposit RMB in China to repay the loan on time. At the same time, they can also master the child's consumption analysis according to the bank statement.
Dual-currency credit cards have to go through RMB-USD-AUD in three copies. The insurance company will change RMB into US dollars at the time of liquidation, and then change US dollars into Australian dollars. Due to the fluctuation of exchange rate, it is very expensive for parents to exchange money through two-way exchange rate.
Remittance mode for studying abroad
If you want to send money to children from other places, you can choose three ways: bank wire transfer, foreign exchange bank draft and "moneygram". Bank wire transfer is faster, but the remittance cost is higher and the procedures are complicated; The remittance cost of foreign exchange bank draft is low, but the remittance speed is slow and the risk is high; "MoneyMoney" is the fastest, but the cost is higher, and it is stipulated that there must be a business acceptance institution in the city where the payee is located. Parents choose remittance methods according to factors such as urgency, safety factor, convenience and high cost performance.
Remittance for students in installments
Parents are not advised to exchange tuition fees and living expenses for Australian dollars for students in one lump sum. After all, this large sum of money is quite large. If a child goes to Australia to study in a university, the tuition fee for one year is usually between 15000-25000 Australian dollars. If the living expenses are calculated at 1500 Australian dollars per month, it will still be around 20,000 Australian dollars throughout the year. Four years together is 65,000 Australian dollars.
Because school tuition is charged according to one year or one semester, after paying tuition for one year, students are likely to buy various luxury brands and follow suit. Some international students squander all the related expenses, and in the end they can even make a decent living by stealing.
Many parents worry that their children will be short of money overseas, and life will be very difficult. They worry that their children will suffer hardships, so they will give them a lot of money. I'm afraid they won't spend enough money. This kind of worry is completely unnecessary. If they give more money, their children usually have to indulge. After a long time, they will also become dependent on their parents and lose their fighting spirit. If the money is not enough, the child will be embarrassed, but he will know how to arrange the money reasonably or work by himself, and then learn to make a living by himself.
Open an overseas account in advance.
Many parents will let their children carry a lot of cash with them when they go to Australia, because they are worried that there will be many places to spend money when they just enter a strange environment. In China, the government has strict requirements on taking foreign currency abroad. When going abroad, you can only carry foreign currency equivalent to 5000 dollars. Those who issue the certificate of financial institution carrying can only carry the foreign currency equivalent to 65,438+00,000 US dollars, and can carry more foreign currencies. You must go to the local foreign exchange administration department to handle the approval documents, and the procedures are complicated and strict. (Australia can declare to the customs if it carries 65,438+00,000 Australian dollars or cash equivalent. ) It is not safe to carry cash. In addition, there are many restrictions on the application of Australian team funds, especially the huge amount of cash.
Parents can open overseas accounts in foreign countries through banks such as ANZ Bank, and students can apply after arriving in Australia. After getting the student card, you can go to the local random branch and change the account to the student account name, which can exempt the account management fee.