Generally speaking, there are two repayment methods for student loans: equal principal and interest repayment and equal principal repayment. The repayment time generally begins one year after graduation, and the repayment period is 10 year.

If you have obtained a student loan, you need to go to the financial department or the academic affairs office of the school to go through the payment procedures. Before this, you need to prepare the following materials: student loan contract, ID card, student ID card, payment slip or receipt, etc., which need to be submitted together when handling the payment procedures.