In any case, I can't connect this girl who dreamed of becoming a flight attendant many years ago with the "naked loan". But reality is always so cruel. No matter how clean your soul is, when you are immersed in the whirlpool of consumerism and constantly build a princess dream that should not belong to you, you will eventually lose the beauty you once had.
Ye Zi and I have known each other since childhood. She is five years younger than me. Her family is not rich but not poor. She is lively and lovely. But it is such a girl who is caught in the quagmire of naked loans.
When I asked her why she was so ridiculous that she wanted a naked loan, her answer made me shudder.
She said: at first, I just bought some clothes and opened a flower garden. I didn't expect the more I bought, the more addicted I became. Shops recommended by classmates 1000. I can pay it back at first, but I'll lose weight when I'm full and hungry. But when I started to learn makeup in my sophomore year, I couldn't stop. Although I have repeatedly told myself that I can't buy any more, every time I think about it, I am still so young. I was only 20 once. I can't live ugly and vulgar. I think I deserve these. I'm so stupid.
I owe flowers to buy things, flowers to travel, and a lot of white stripes. Before you know it, it will be tens of thousands, and there is no way. After the introduction of my classmates, I have set up several black cards (college students can't set up credit cards, and the black cards here refer to credit cards handled through improper channels). Until the beginning of last year, the mobile phone was stolen again. There is really no way to take the road of naked loan.
Me: Have you ever thought about the consequences of sending nude photos to each other?
Ye Zi: I thought about it and hesitated for a long time, but I really had no choice. I really don't know how I became like this. ...
Me: Do many people know about your naked loan?
Ye Zi: I haven't told anyone, but I know that many girls in our school have naked loans, and only one in our class was found to have been rejected.
I am surprised that there are many such things, and they happen to college students.
Because such loans are often only a few thousand, and many lenders use weekly interest rates or even daily interest rates. Simply put, if the weekly interest rate is 30%, the interest within one year can be as high as 1564.29% without compound interest. This astronomical interest, together with nude photos and personal information, really doesn't know why people are flocking to it.
Some people say that they are vain and can take off their clothes for lipstick.
Admittedly, I also think that naked loan girls are vain, not only vain but also stupid, so stupid that I don't know what the bottom line is! No matter how beautiful the youth is, it will be buried with great interest at the moment you take off your underwear.
However, in today's environment, the commercial tide has swept through all of us. Who doesn't envy and yearn for materialistic life and luxurious enjoyment? But I'm afraid it's not just vanity and ignorance that can really make them take this last step.
Chicken soup for the soul is actually to choose some emotional people in the problem period to cheat. They preach positive, shallow and obvious facts from beginning to end, and occasionally discuss this fact and superficial reasons repeatedly in their articles, but never tell you the real situation or the reasons behind it. For example, how miserable a fat girl is, losing her job and boyfriend, and even attacking her life after losing weight successfully, and calling her "girl, don't live the ugliest life at the most beautiful time." But you should know that not every fat person is a potential stock. As long as you don't come out to sell meat, beautiful women can only be a small part of success.
These articles are often forwarded with high volume and pleasing content. But it will unconsciously change the values of some people, especially those who have just entered the university. Facing a group of young faces who no longer wear the same school uniform and wear the same ponytail, they begin to feel individual differences and family differences. These beautiful and perceptive words just hit these confused and fragile girls, giving them the hope of indulgence and the reason for profligacy. Inner vanity builds illusory pavilions with the bottom line. Once these castles in the air collapse, they are all young and lively life.
Lu Xun has a description of the spectator in "Showing the Public": "So the people behind him had to try their best to stretch their necks, and there was a thin man with his mouth open like a dead bass."
But now that we live on the internet, it seems that we can see their elongated necks and open mouths like dead bass through the screen. Look at those comments:
Nowadays, girls pretend to be pure in front of people, but they are not xxx after people!
This seems to be my classmate, xxx of xxx class, please prove it!
Damn it, if it isn't my goddess xxx, please seek resources!
Abuse loudly.
On the keyboard, they hate their depravity and ask for evidence and resources. They are no longer indifferent and numb, but hang a salty and wet face to ridicule and adjust their lives with the suffering of others.
They incarnate as a circle of friends and a keyboard man on the Internet. While "upholding justice" and "human flesh", they forward these pictures, saying with righteous words: Brothers, pay attention, don't let your future wife be seen by me! On the one hand, they even pay for the privacy of these girls by hook or by crook, so as to gain more attention and sense of honor.
The internet has made up for a little justice and courage in their hearts, but their momentary pleasure, which is not words but hands and brains, has ruined a person's complete life.
Naked loan girl made a mistake, need to scold, need to pour cold water, but please don't pour dirty water? They still have a long life, and they also have relatives and dreams to realize, don't they?
We all know very well that most of our little knowledge of law comes from moral education textbooks in primary and secondary schools, and it is in a relatively minor part, even in the exam, so that some students even think that review is a waste of time. Until entering the university, except for professional students, there was not a law popularization course in so many public courses.
I remember reading a survey conducted by Du Nan Polling Center the other day about the current situation and understanding of college students' campus loan. Nearly 60% are not aware of the financial and legal risks of lending, 90% of college students are not aware of the criteria for judging usury, but more than 40% use campus lending products, of which 50% are mainly used to improve material life.
This is not surprising. Without the most basic common sense understanding of financial knowledge and the correct concept of legal system, how can we distinguish the advantages and disadvantages of a thing and whether it is illegal?
At present, the school can only persuade exposed naked loan girls. Of course, from the perspective of the school, we can understand that there is no way to ensure the public order and good customs of the school and protect the personal safety of naked girls. However, the legal education that is still absent from class and the small loan advertisements that are still posted in the toilet have not improved at all. Are these things that schools should consider urgently?
From exposure to policy discussion, all walks of life have begun to take action on the issue of peer-to-peer lending on campus. On the one hand, relevant departments have successively issued documents to review the qualifications of lending platforms; On the other hand, Lending Bao also offered a reward of 6.5438+0 million to capture the source of the leaked photos and assist the police in the investigation; Each social network disk also blocks naked search resources.
Ironically, the "naked loan" disappeared and the "fruit loan" appeared again. This cancer is still there, and this gray industrial chain is far from being cut off.
Although meetings and discussions have been held from the top of the education department to school leaders and teachers, this kind of notification and reporting at different levels is generally ineffective, and such meetings often lack concrete actions.
Naked loans are concealed, and the transmission channels of naked strips on the Internet are complex, which makes it difficult to trace the source. In addition, once it is discovered, it will face persuasion, which undoubtedly gives the naked loan girl great mental pressure and dares not report the case, and the public security organs become passive in this regard.
Therefore, although the naked loan incident involves the CBRC, the Ministry of Education, the regulatory authorities, public security organs, universities and other departments, this multi-sectoral and multi-management means that no one is responsible, so the leaders cannot be nervous and the incident will not be thoroughly investigated.
These beautiful girls, tears are more real than smiles. Crying in tears is not the most painful, but escaping suicide in despair is the most painful.
Their cries, like those of the wilderness, throw mud cows into the sea. The hope for tolerance is an instinctive desire. Who doesn't grow up in the nourishment of love, just wants to fly high, and life becomes incomplete and distorted.
The cold eyes of relatives' disappointment, the salty faces of spectators and the unbearable comments on the Internet, the word "naked loan girl" contains too much negative information, which is not only their self, but also the minimum warmth and justice of our society.
Born as a human being, we have too many responsibilities to our parents, relatives and friends, but as social people, we also have an unshirkable responsibility to pay attention to, condemn, force top-level design, ask the source of responsibility, and call for a more humane value ranking!