It is not recommended that college students use loan software to get into debt prematurely when they are still on campus. First of all, you don't have a stable income, and all your monthly expenses come from the living expenses given by your parents. If family conditions support it, you can discuss with your parents at home to add more money. There is no need to borrow money from the software. Secondly, there are many kinds of software to borrow money. Without rich social experience, college students easily fall into the trap set by criminals, which adds a lot of troubles to their college life. Serious people may be heavily in debt and choose extreme ending under double pressure. There have been a lot of sad news in recent years, and it is not recommended for college students to borrow money from software. Finally, I hope that college students will develop a good concept of consumption, do not compare with others, do not seek vanity, and spend within their own ability to make their college life colorful and meaningful.