Hello, I'm Tang Jian, a national financial planner. I provide financial investment services and health consulting services such as funds, insurance, stocks, futures and gold. It's good that you have financial awareness. According to your situation, you can consider three aspects of financial management:

1. Lifelong cash preparation: Prepare three months' lifetime cash, whether it is current deposit or credit card limit. It is recommended that the current deposit 1000 to 3000 yuan be used in case of emergency.

Second, to ensure preparedness, it is recommended to buy accident insurance plus medical insurance products once a month, which can be used in case of accident or illness to prevent your economic conditions from deteriorating sharply due to illness. What insurance to buy can be discussed in detail. My insurance business is safe in China.

Third, choose fixed investment funds, index or stock funds, and 600 yuan will invest in 300 yuan every month to accumulate wealth. It is an ideal proportion for young people to invest 50% of their income. You can contact me to buy any fund, and I will provide you with an investment report.

Other financial advice: strive to increase income. If you have time and energy, I can recommend you a part-time job. In addition, we should learn to keep accounts, analyze our own expenditure items every month, and reduce unreasonable expenditure next month. Learn other investment and financial management knowledge to prepare for the next investment.