Collective student accounts can buy a house;
1. On the premise of meeting other conditions of the parties (such as years of social security, local employment and reaching a certain number of years);
2. Local graduates can rely on the home page of the collective household registration card, the page of the party's household registration card (which has the same effect as the household registration book), the original valid ID card of the party, and the stamped household registration certificate.
3. You can buy a house in the local area and handle the transfer formalities of the real estate license. Specifically, you can consult the staff of the housing management department where the property is located in advance, subject to the other party's reply.
To sum up, it is feasible to buy a house with a collective account, but you need to submit relevant supporting materials when buying, and if you buy a house with a loan, the down payment ratio should not be lower than a certain proportion of the down payment, so that you can buy a house smoothly.
After the social security of the parties reaches a certain number of years, they can buy a house in the local area by virtue of the school collective account. For the transfer of house property right certificate, local graduates can go to the local housing management office with the home page of collective account, the original valid ID card and the household registration certificate stamped with the official seal. If family members move with them, they should also provide marriage certificate and proof of the relationship between parents and children.
The procedures for purchasing a house with a collective account are as follows:
(1) Borrow the original Personal Registration Card from the company's collective account book, and return the original Personal Registration Card to the company after going through the formalities.
(2) Go to the police station where the collective account is located, and make a "Household Registration Certificate" to go through the settlement procedures. And submit relevant documents:
1. You must have a real estate license and a land certificate to buy a house. If you buy a second-hand house, you have to let the original owner move to the account and let the owner's own account move in.
2. After buying a house and doing the two certificates well, go to the local police station and ask who is the registered policeman where the house is located. After finding the registered police in the police station or community police office, explain their purpose and write an application for entering the house. This step should bring the original two certificates, the original single page of the collective account of the provincial talent exchange center, the original education, the original ID card and the original employment contract (which must be signed with the enterprise within 2 years after graduation). After the household registration police signed and agreed, they took the application form and stamped it at the account change window of the police station.
3. Bring two certificates, the original education, the original ID card, the original single page of the collective account of the provincial talent exchange center, the original and photocopy of the employment contract, the copy of the employer's business license, and the original stamped application for entering the household, and go to the local district government affairs center for review. After the approval, the other party will print a notice of consent to enter the house, which will be kept by the head of the household.
4. Bring the Admission Approval Notice, 3 1 inch registration photos and the materials returned by the government affairs center, and go back to the police station for settlement procedures.
Legal basis:
Land Management Law of the People's Republic of China
Article 8 Collectively owned land belongs to village farmers in accordance with the law and is managed by village agricultural production cooperatives and other agricultural collective economic organizations or villagers' committees. Those that already belong to the township (town) farmers' collective economic organizations can be collectively owned by the township (town) farmers.
Article 10 of the Regulations on Household Registration
If a citizen moves out of the place under the jurisdiction of the household registration, he or the head of the household shall apply to the household registration authority for emigration registration, obtain a migration certificate and cancel the household registration. Citizens who move from rural areas to cities must apply to the permanent residence registration authority for moving out with the employment certificate of the urban labor department, the school admission certificate, or the approval certificate of the urban household registration authority. Citizens moving to border areas must be approved by the public security organs of the counties, cities and municipal districts where they live.