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Do I have to spend money to buy credits when I graduate from college or fail classes?
Money can't solve all problems. If the credits are not enough, you must retake the course and take the exam again! However, there are also people who can't pass the exam. If you bribe the teacher with money, let the teacher let you go! But the result is the same, that is, you must pass the exam to get credit!

By the way, you shouldn't go to college! Thinking about not graduating so early! In fact, it's quite easy to get into college, so don't be too nervous!