It is difficult for college students to borrow money. Generally, banks don't give loans, which is not as good as the policy says. This process is also very troublesome,

Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries should provide small loans for college graduates who start their own businesses. In the process of loan, simplify procedures to facilitate account opening and settlement. The loan amount is about 50,000 yuan.

2. The longest loan period is two years. If it is determined that the loan term needs to be extended after maturity, you can apply for an extension.

3. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum guarantee amount is 5 times of the guarantee fund, and the guarantee period is the same as the loan period.