Reasonable control of expenditure by using the three-point method of financial management.

For college students, they generally do not have the ability of economic independence. They spend money from home, so they can't do whatever they want. They need to use their money reasonably and can't spend too much blindly.

1, planning basic expenditure

We need to roughly calculate the basic expenses of each month, such as meals, transportation, daily necessities, school supplies and so on. Besides, we need to improve our meals, dinners, outings and so on occasionally. After planning the monthly basic expenditure, when we spend money, we will have a clear idea of each expenditure and the remaining balance.

2. Live within your means and set an upper limit.

With little social experience, college students tend to follow the trend of impulsive consumption, buy a lot of unnecessary items, learn to think rationally, spend money on the cutting edge, and measure whether each sum of money is worth it!

Set the upper limit of catering expenses, clothing expenses, hospitality expenses, etc. You can't spend as much as you want, and don't overdraw.

For example, I spend about 50% on catering, sports and daily necessities, about 20% on entertainment and clothing, 20% on study, and the remaining 10% as a reserve fund, which can be flexibly mobilized.

Usually eat in the school cafeteria, and occasionally go out to hug.

If it is clothes, you don't need to buy too much expensive, just enough to wear; If you are a girl, you don't need too much cosmetics every day. Skin care products are suitable, there is no need to pursue the lady class, which may not be affordable economically, and it is not necessary for young people; Electronic products are only to meet their own needs, and there is no need to compare them.

Clothes are enough to wear.

3. Concentrate on one project every month to spend money.

If the university is not financially independent, it is natural to save some money, but I don't have to treat myself too badly. I will make a wish list for myself and set aside a budget every month to focus on one project.

I want to buy more expensive cosmetics this month, so buy clothes next month. You should make a choice and don't want everything. You can relieve the financial pressure by crossing off a wish list every month.

Cosmetics don't need too much, just enough.

Non-essential items and items with low utilization rate can be considered for borrowing or renting.

For example, things that are not commonly used can be considered to be used with classmates or borrowed, provided that the relationship is good enough to avoid being considered as taking advantage of small things and affecting the relationship between classmates.

If my answer can help you, please adopt it!