Hello, there are many platforms, so you must choose a regular platform. Cash loans are divided into phases of golden beans and shopping malls are divided into phases of JD.COM white bars. You can check and compare yourself, hoping to help you.
Second, what platforms are there for college students' loans in 2020?
In 2020, there will still be apps where college students can borrow money. Nowadays, many online applications provide people with the opportunity to borrow money. For example, Jingdong Finance, 360 IOUs, micro-loans and flower beds are all borrowed. But to tell the truth, college students have no financial resources, so it is best not to borrow money casually and spend in advance.
3. Is there an app for college students to borrow money in 2020?
There is no such thing.
Local financial offices (bureaus) and banking regulatory bureaus should, on the basis of rectifying the online loan business of online lending institutions on campus in the early stage, cooperate with relevant departments to further intensify the rectification, and put an end to behaviors that seriously endanger the safety of college students such as high-interest lending and violent collection by online lending institutions. At this stage, all online lending institutions are suspended to carry out online loan business for college students, and the stock business is gradually digested.
It is necessary to urge online lending institutions to formulate rectification plans according to the seriousness of violations and the scale of business, determine the completion period of rectification, and clarify the exit schedule of existing campus online lending business. It is necessary to urge online lending institutions to complete business rectification on schedule, take the initiative to offline campus online lending related business products, suspend the release of new campus online lending business targets, and orderly clean up the balance of campus online lending business.
Extended data
Strictly speaking, campus loans can be divided into four categories:
(1) Consumer finance companies-such as interest installment and periodic installment. , some also offer a lower withdrawal amount;
(2)P2P loan platform (online loan platform), which is used to help college students start businesses, such as famous school loans. Due to national regulatory requirements, most formal online lending platforms, including prestigious school loans, have suspended campus loan business;
(3) offline private lending-private lending institutions and lenders, commonly known as. There are usually some problems, such as false propaganda, offline signing, illegal intermediary, charging ultra-high rates and violent collection. Victims usually suffer huge property losses and even threaten their own safety;
(4) Banking institutions-campus products provided by banks for college students, such as "lightning loan for college students" of China Merchants Bank, "Golden Bee Campus Express loan" of China Construction Bank and "Learning E loan" of Qingdao Bank.