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Do American universities need proof of credit before sending i20 forms?
American universities don't have to ask for credit certificates before sending i20 forms:

1, different schools have different regulations;

2. Some schools require proof of assets when applying to prove that they have sufficient financial resources to pay tuition fees;

3. Some schools submit proof of assets before issuing I-20;

4, but no matter what form, you must first prove the assets; Because you need it when you get a visa.