The time for postgraduate entrance examination is mainly concentrated in the next semester of junior year. If it is early, you can start preparing from the last semester of junior year, and the exemption will be carried out in September of senior year. Therefore, the test-free reference grades are all your three-year college grades. If all goes well, the entrance examination can be successfully guaranteed when the exam-free system is opened in the last semester of senior year. Therefore, insurance research generally ends in the next semester of senior year.