It is terrible, pervasive, eroding people's hearts, destroying human nature and forcing good people to engage in prostitution. The so-called killing is nothing more than the first place, and many college students who died because of campus loans are not only the first place, but also the first place after suffering and even humiliation. For example, some female college students can't pay their loans, so they have to pay for them themselves. Finally, they felt ashamed and couldn't face the world. They took off their clothes and committed suicide. Some students were chased by debt collectors before they died, and their reputation was ruined. Almost all classmates, friends, family members and relatives have received the information that their loans have not been repaid, and even some indecent photos or videos of girls have been widely distributed to their relatives and friends, and so on, which is even more painful than direct shooting! And all this has long been designed by campus loans. If you have the ability to repay, they will charge usury, such as borrowing 10 thousand, and the result is ten or even hundreds of thousands. If you can't get it back after borrowing it, and you are a boy, then they will let you off the line and attract more people to join in. These students can only fight with friends and classmates, rob Peter to pay Paul, and finally get out of hand, and they can only flee to other places or even commit suicide. And if you happen to be a girl, they will be more willing. First of all, they will let you take some private photos (I won't say how private, almost like an island action movie) or even take a video with your ID card on the condition that you borrow money, and then they will borrow money. If you can't change it, it will be a general collection at first, and then there will be various means, such as letting you take photos or videos of girls in your roommate (of course, there are restrictions). If the amount is large, it will imply or even directly indicate that you go to a club or KTV to do a "part-time job" in order to borrow money to "buy meat", and the expenses given by the guests will be drawn from the middle. As a result, a good girl degenerated step by step. If you don't want to fall into the hands of the enemy and don't listen to your instructions, then they will threaten you with your photos, such as sending them to your circle of friends, to your teachers and classmates, to your parents and so on. Generally speaking, most girls will give in at this point. After all, in that case, it means that their studies, reputations and future careers are really ruined. What we see in the news are just some extreme examples. As for those who didn't go to extremes, I don't know how many! How much harm do you think?