medical insurance
The benefits of medical insurance are as follows:
1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves workers' worries, makes them work with peace of mind, and can improve labor productivity and promote the development of production. On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor;
2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.
3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions;
4. An important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance, through which the insured bears the risk of disease expenses together, embodies a new social relationship in which one party is in trouble and all parties support it, which is conducive to promoting social civilization and progress;
5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.
At present, not all regions, hospitals and other medical institutions can use electronic medical insurance cards to pay, so you must first find out whether you can use electronic medical insurance cards before seeing a doctor. The electronic medical insurance card, like the physical medical insurance card, is unified and universal in the whole country, and has the functions of identification, information recording, self-service inquiry, medical insurance settlement, payment and treatment collection, financial payment and so on. The electronic medical insurance card is based on the national social security card platform, the basic information database of the national social security card holders, the security system of the entity social security card, and the Internet security technologies such as electronic authentication, biometrics and artificial intelligence, so as to build a credible connection between the network and the real person, ensure that people can truly realize the real name and real card on the Internet and enjoy the public services of human resources, social security departments and even other government departments efficiently and safely.
legal ground
People's Republic of China (PRC) social insurance law
Article 25 The state establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.